Sixth Circuit upholds class certification in Brewer v. State Farm over CCC ONE total-loss valuations
The US Sixth Circuit affirmed class certification in Brewer v. State Farm, allowing a class of vehicle owners to proceed against State Farm's use of CCC ONE's proprietary total-loss valuation methodology.
The ruling travels: parallel cases — Goode v. State Farm in Alabama and related filings in North Carolina — rest on the same underlying claim, that the CCC ONE valuation systematically undervalues totaled vehicles relative to the state's statutory framework. The exposure is not narrowly State Farm's. CCC ONE is used by most of the top US auto carriers; a carrier adopting the platform inherits the valuation controversy as a governance line item. For buyers of CCC ONE's AI-augmented modules in 2026, the question is no longer only whether the photo-triage works, but whether the pricing black box will survive discovery.
Tools mentioned
Sources
- CCC ONE total-loss valuations and the State Farm lawsuits — My Fair Claim