Small / conditional impactcommercial·commercial cyber by vertical·captured 2026-04-26
Commercial cyber — SaaS startup (50 employees)
perplexity returns Chubb 5/5; gemini returns Hiscox 2/5. Verdict: predicted Coalition, but Chubb actually placed first.
Query
What's the best cyber insurance for a 50-person SaaS startup?
Prediction: Coalition — cyber-native insurtech targeting tech SMB
Per-LLM run arrays
| LLM | Run 1 | Run 2 | Run 3 | Run 4 | Run 5 | Modal |
|---|---|---|---|---|---|---|
| perplexity | Chubb | Chubb | Chubb | Chubb | Chubb | Chubb:5/5 |
| gemini | Hiscox | Hiscox | Coalition | Chubb | Coalition | Hiscox:2/5 |
Carriers winning this query
- Chubb
Hosts LLMs actually cited (probe-confirmed, captured 2026-05-04)
Unique hostnames extracted from Perplexity citations and Gemini grounding URLs across the 5+5 runs. These are the surfaces LLMs read from when answering this query.
Reference pages — author-supplied
Other observations
- Property-type naming — luxury home(home · Seems to have impact)
- Property-type naming — historic home(home · Seems to have impact)
- Property-type naming — condo(home · Seems to have impact)
- Emerging-category presence — EV insurance(auto · Seems to have impact)
- Specialty use-case ownership — inverted (rideshare)(auto · Seems to have impact)
- Specialty use-case ownership — inverted (SR-22)(auto · Seems to have impact)
- Regional monopoly — NJM owns NJ auto(auto · Seems to have impact)
- Regional monopoly — MAPFRE owns MA home(home · Seems to have impact)