smart home risk prevention

AI-native U.S. homeowners insurance platform combining direct-to-consumer digital distribution, IoT-sensor-enabled proactive loss prevention, and its own admitted carrier (Spinnaker) for in-house underwriting.

traction

4/5

maturity

4/5

coverage

2/5

recognition

2/5

AI-native, direct-to-consumer US homeowners carrier operating reciprocal exchanges in Florida and other catastrophe-exposed states, pricing hurricane and wildfire risk at property level from thousands of data signals.

traction

1/5

maturity

4/5

coverage

1/5

recognition

2/5