phidea

rating

Ranked comparison

5 tools covered · methodology
  1. #1 · modern · policy-admin

    Insurity

    insurity.com
    14/20
    70%

    Cloud-hosted P&C core software suite covering policy administration, billing, claims, and bureau content, assembled over four decades of acquisitions and used by a majority of the largest US carriers.

    traction
    2/5
    maturity
    5/5
    coverage
    4/5
    recognition
    3/5
  2. 12/20
    60%

    AI-native pricing decision platform for specialty and London Market (re)insurance. Its hx Renew product lets actuaries and underwriters build, deploy, and iterate pricing models in code, then hand a usable interface to the underwriting floor.

    traction
    3/5
    maturity
    3/5
    coverage
    3/5
    recognition
    3/5
  3. #3 · modern · policy-admin

    Instec

    www.instec-corp.com
    12/20
    60%

    Cloud rating and policy administration platform for mid-size US commercial P&C carriers, MGAs, and program administrators, centered on the Quicksolver product with native ISO and NCCI bureau content. Owned by Insurity since 2021.

    traction
    2/5
    maturity
    5/5
    coverage
    3/5
    recognition
    2/5
  4. #4 · modern · rating

    Earnix

    earnix.com
    8/15
    53%

    Real-time rating, pricing, and dynamic decisioning platform for insurers and banks. Deployed alongside Guidewire PolicyCenter and other PAS systems to externalise pricing logic from the core policy system. The modern-rung incumbent in rating-and-pricing.

    traction
    2/5
    maturity
    n/a
    coverage
    4/5
    recognition
    2/5
  5. End-to-end actuarial pricing, modeling, and underwriting workbench. Includes Emblem (predictive modeling), Radar Base (scenario analysis), Radar Live (real-time rate deployment), and Radar Workbench (commercial underwriting portal). Used in P&C (auto, home, commercial) by major carriers. Launched as modern successor to legacy actuarial workflows; Radar 5 (2025) adds generative AI.

    traction
    1/5
    maturity
    n/a
    coverage
    4/5
    recognition
    2/5