parametric risk pricing
Ranked comparison
- 11/2055%
California-founded parametric earthquake insurance MGA and surplus-lines broker writing text-triggered, fixed-payout ($10,000 consumer / $20,000 small business) earthquake cover in California, Oregon, and Washington off USGS ShakeMap peak ground velocity, originally backed by Channel Syndicate 2015 at Lloyd's through AmWINS and acquired by Neptune Flood in October 2021.
- traction
- 2/5
- maturity
- 4/5
- coverage
- 3/5
- recognition
- 2/5
- 10/2050%
New York-headquartered parametric insurance and reinsurance platform writing climate and weather-index cover for US agriculture, renewable energy, commercial property, and specialty wildfire risk, with capacity placed through a Bermuda MGU, a London Lloyd's cover holder, and a wholly-owned US homeowners carrier.
- traction
- 2/5
- maturity
- 3/5
- coverage
- 3/5
- recognition
- 2/5
- 10/2050%
London-headquartered parametric commercial flood insurance MGA and Lloyd's coverholder writing sensor-triggered, fixed-payout flood cover for SMEs, mid-market property, and specialty risks in the UK and US, using its own IoT ultrasonic depth sensors installed at the insured property and capacity from Munich Re and Hiscox; acquired by NormanMax Insurance Holdings in February 2025 (FCA approval granted April 2025) to sit alongside NormanMax's parametric wind programme on Lloyd's Syndicate 3939.
- traction
- 2/5
- maturity
- 3/5
- coverage
- 3/5
- recognition
- 2/5