{"$schema":"Phidea carrier footprint index. Aggregated from namedCarriers entries across the public tool registry, normalised and deduplicated.","generatedAt":"2026-06-09T11:14:23.730Z","count":556,"carriers":[{"slug":"liberty","displayName":"Liberty Mutual","country":"US","url":"https://phidea.eu/carriers/liberty","toolCount":13,"stackLayers":["damage-estimation","fraud-detection","document-processing","fnol-intake","claims-admin","policy-admin","data-platform","crm-distribution","underwriting-workstation"],"deployments":[{"toolSlug":"ask-kodiak","toolName":"Ask Kodiak","stackLayer":"crm-distribution","source":"https://www.globenewswire.com/news-release/2021/08/10/2278192/31574/en/IVANS-Acquires-Ask-Kodiak.html","notes":"Mentioned as one of 30+ carrier clients in post-acquisition announcement"},{"toolSlug":"cambridge-mobile-telematics","toolName":"Cambridge Mobile Telematics","stackLayer":"data-platform","source":"https://www.carriermanagement.com/news/2018/12/19/187848.htm","notes":null},{"toolSlug":"ccc-intelligent-solutions","toolName":"CCC Intelligent Solutions","stackLayer":"damage-estimation","source":"https://myfairclaim.com/ccc-one-total-loss-valuations-state-farm-lawsuits/","notes":null},{"toolSlug":"corelogic","toolName":"CoreLogic","stackLayer":"data-platform","source":"https://www.libertymutualgroup.com/about-lm/news/articles/liberty-mutual-selects-corelogic-deployment-new-property-estimation-platform","notes":"Liberty Mutual selected CoreLogic for deployment of its new property-estimation platform (Oct 2020) — direct LMG announcement."},{"toolSlug":"ethos","toolName":"Ethos Life","stackLayer":"underwriting-workstation","source":"https://www.globenewswire.com/news-release/2026/04/23/3280035/0/en/Ethos-Collaborates-with-Liberty-Mutual-to-Deliver-a-Modern-Digital-First-Life-Insurance-Experience.html","notes":"Liberty Mutual using Ethos' underwriting engine + digital platform to power its direct-to-consumer life insurance offering (April 2026)."},{"toolSlug":"guidewire-claimcenter","toolName":"Guidewire ClaimCenter","stackLayer":"claims-admin","source":"https://www.appsruntheworld.com/customers-database/products/view/guidewire-claimcenter","notes":null},{"toolSlug":"guidewire-policycenter","toolName":"Guidewire PolicyCenter","stackLayer":"policy-admin","source":"https://www.guidewire.com/resources/blog/general-interest/unveiling-the-2025-guidewire-all-star-class","notes":"Denise Clark leading Liberty Mutual's first Guidewire Cloud implementation."},{"toolSlug":"jupiter-intelligence","toolName":"Jupiter Intelligence","stackLayer":"data-platform","source":"https://www.globenewswire.com/news-release/2020/07/29/2069481/0/en/Jupiter-Raises-Additional-Capital-from-Liberty-Mutual-MS-AD-and-SYSTEMIQ.html","notes":"Liberty Mutual is named as both an investor and a pilot customer applying Jupiter analytics to construction-industry risk. Liberty Mutual also appears as a customer logo on Jupiter's homepage."},{"toolSlug":"majesco","toolName":"Majesco","stackLayer":"policy-admin","source":"https://www.thomabravo.com/press-releases/thoma-bravo-completes-acquisition-of-majesco","notes":null},{"toolSlug":"polly","toolName":"Polly","stackLayer":"crm-distribution","source":"https://www.polly.co/fordealers","notes":"Listed among four named carrier partners on the dealer-facing product page."},{"toolSlug":"roots-automation","toolName":"Roots (Roots Automation)","stackLayer":"document-processing","source":"https://www.prnewswire.com/news-releases/roots-automation-raises-22-2-million-to-unlock-the-value-held-within-unstructured-data-across-insurance-with-ai-302250212.html","notes":"Liberty Mutual participated in the 2024 Series B through its Strategic Ventures arm — a structural signal of commercial relationship. Per vendor communications, Roots also claims 3 of the top 5 P&C carriers as customers, but does not name them publicly."},{"toolSlug":"shift-technology","toolName":"Shift Technology","stackLayer":"fraud-detection","source":"https://techcrunch.com/2021/05/05/shift-technology-raises-220m-at-a-1b-valuation-to-fight-insurance-fraud-with-ai/","notes":null},{"toolSlug":"snapsheet","toolName":"Snapsheet","stackLayer":"fnol-intake","source":"https://www.insurancebusinessmag.com/us/news/risk-compliance-legal/couple-sues-liberty-mutual-tech-vendors-over-alleged-claims-underpayment-scheme-562061.aspx","notes":"Liberty Mutual outsourced auto virtual appraisals for the Ryans' tornado-damaged vehicles to Snapsheet (Bodyshopbids Inc.) per Jan 2026 W.D. Va. complaint — Snapsheet handled remote estimates as an..."}],"newsSlugs":["ethos-nasdaq-ipo-life","ccc-total-loss-class-certification-upheld","hyperscience-gartner-mq-leader","evolutioniq-ccc-acquisition-730m"]},{"slug":"state-farm","displayName":"State Farm","country":"US","url":"https://phidea.eu/carriers/state-farm","toolCount":12,"stackLayers":["damage-estimation","fnol-intake","risk-imagery","policy-admin","data-platform","crm-distribution","actuarial"],"deployments":[{"toolSlug":"cambridge-mobile-telematics","toolName":"Cambridge Mobile Telematics","stackLayer":"data-platform","source":"https://www.cmtelematics.com/news/cambridge-mobile-telematics-secures-500m-investment-from-softbank-vision-fund/","notes":null},{"toolSlug":"cape-analytics","toolName":"Cape Analytics","stackLayer":"risk-imagery","source":"https://newsroom.statefarm.com/cape-analytics-secures-investment-from-state-farm-ventures/","notes":"State Farm Ventures invested in Cape Analytics (Jan 2020); State Farm joined Cape's customer advisory council, indicating operational use of Cape's geospatial property data."},{"toolSlug":"ccc-intelligent-solutions","toolName":"CCC Intelligent Solutions","stackLayer":"damage-estimation","source":"https://myfairclaim.com/ccc-one-total-loss-valuations-state-farm-lawsuits/","notes":"Contracted CCC customer. CCC ONE total-loss valuation methodology is the subject of ongoing class-action litigation (Goode v. State Farm, Brewer v. State Farm), itself evidence of the scale of deployment."},{"toolSlug":"corelogic","toolName":"CoreLogic","stackLayer":"data-platform","source":"https://uphelp.org/is-this-the-solution-to-californias-soaring-insurance-price-due-to-wildfire-risk-2/","notes":"State Farm's California non-renewals (30k) use CoreLogic's Brushfire Risk Layer; State Farm location rating multiplier factors CoreLogic + Verisk catastrophe models."},{"toolSlug":"eagleview","toolName":"EagleView","stackLayer":"risk-imagery","source":"https://newsroom.statefarm.com/eagleview/","notes":"State Farm maintains a dedicated EagleView landing page on its corporate newsroom (newsroom.statefarm.com/eagleview/) — the strongest form of public carrier disclosure short of a joint press release. State Farm was the first insurer to receive FAA approval to test drones commercially (2015), and its roof-claims workflow references aerial imagery and third-party measurement data consistent with EagleView's product surface."},{"toolSlug":"fis-prophet","toolName":"FIS Prophet","stackLayer":"actuarial","source":"https://www.appsruntheworld.com/customers-database/products/view/fis-insurance-risk-suite-formerly-prophet","notes":"State Farm uses FIS Insurance Risk Suite (Prophet)."},{"toolSlug":"majesco","toolName":"Majesco","stackLayer":"policy-admin","source":"https://www.thomabravo.com/press-releases/thoma-bravo-completes-acquisition-of-majesco","notes":null},{"toolSlug":"mitchell-international","toolName":"Mitchell (Enlyte)","stackLayer":"damage-estimation","source":"https://www.repairerdrivennews.com/2025/09/11/state-farm-to-use-ccc-mitchell-for-select-service-network/","notes":"State Farm Select Service repairers will be given the option to write estimates on Mitchell Cloud Estimating (MCE) under a Sep 2025 dual-platform announcement; Mitchell spokesperson Katie Pierini c..."},{"toolSlug":"salesforce-fsc-insurance","toolName":"Salesforce Financial Services Cloud for Insurance","stackLayer":"crm-distribution","source":"https://salesforce.com/ap/customer-success-stories/state-farm","notes":"State Farm runs Salesforce for unified customer view across 19,000 agents, 83 million policies; FSC platform powers AI-led customer experience."},{"toolSlug":"snapsheet","toolName":"Snapsheet","stackLayer":"fnol-intake","source":"https://newsroom.statefarm.com/snapsheet/","notes":"State Farm Ventures made a strategic investment in Snapsheet (Jul 2023) referencing a multi-year operating relationship for digital claims (auto, property, commercial)."},{"toolSlug":"solera-audatex","toolName":"Solera (Audatex)","stackLayer":"damage-estimation","source":"https://www.autobodynews.com/news/state-farm-to-pay-15-6m-to-settle-arkansas-class-action-over-total-loss-valuations","notes":"Uses Audatex for total-loss valuations; subject to class-action litigation over valuation methodology."},{"toolSlug":"sureify","toolName":"Sureify","stackLayer":"crm-distribution","source":"https://www.sureify.com/press/state-farm-and-sureify/","notes":"State Farm's Life Enhanced program launched on Sureify's LifetimeENGAGE platform with FreeWill + Wellthy integrations (Nov 2023)."}],"newsSlugs":["ccc-total-loss-class-certification-upheld","evolutioniq-ccc-acquisition-730m"]},{"slug":"nationwide","displayName":"Nationwide","country":"US","url":"https://phidea.eu/carriers/nationwide","toolCount":10,"stackLayers":["damage-estimation","risk-imagery","data-platform","policy-admin","crm-distribution","underwriting-workstation"],"deployments":[{"toolSlug":"betterview","toolName":"Betterview","stackLayer":"risk-imagery","source":"https://www.carriermanagement.com/news/2023/12/06/256473.htm","notes":"Backer across multiple funding rounds; operates as strategic investor and customer. Named in the Nearmap acquisition PR."},{"toolSlug":"bold-penguin","toolName":"Bold Penguin","stackLayer":"crm-distribution","source":"https://news.nationwide.com/nationwide-and-bold-penguin-testing-new-platform/","notes":null},{"toolSlug":"cambridge-mobile-telematics","toolName":"Cambridge Mobile Telematics","stackLayer":"data-platform","source":"https://www.cmtelematics.com","notes":null},{"toolSlug":"ccc-intelligent-solutions","toolName":"CCC Intelligent Solutions","stackLayer":"damage-estimation","source":"https://myfairclaim.com/ccc-one-total-loss-valuations-state-farm-lawsuits/","notes":null},{"toolSlug":"guidewire-policycenter","toolName":"Guidewire PolicyCenter","stackLayer":"policy-admin","source":"https://www.guidewire.com/resources/blog/general-interest/unveiling-the-2025-guidewire-all-star-class","notes":"Jason Hanna served as BAO/Product Consultant for multiple InsuranceNow implementations at Nationwide."},{"toolSlug":"hover","toolName":"Hover","stackLayer":"risk-imagery","source":"https://techcrunch.com/2020/11/17/hover-secures-60m-for-a-3d-imaging-platform-used-to-assess-and-fix-properties/","notes":null},{"toolSlug":"neuralmetrics","toolName":"NeuralMetrics","stackLayer":"data-platform","source":"https://www.prnewswire.com/news-releases/nationwide-neuralmetrics-partner-to-accelerate-small-commercial-insurance-quoting-for-agents-301498630.html","notes":"Nationwide embedded NeuralMetrics into its small-commercial agent quoting flow to prefill classification and underwriting exposures from business name and address (announced March 2022)."},{"toolSlug":"planck","toolName":"Planck","stackLayer":"data-platform","source":"https://news.nationwide.com/venture-capital-investment-planck/","notes":"Strategic venture investor and customer."},{"toolSlug":"polly","toolName":"Polly","stackLayer":"crm-distribution","source":"https://www.polly.co/fordealers","notes":"Listed among four named carrier partners on the dealer-facing product page."},{"toolSlug":"seven-corners","toolName":"Seven Corners","stackLayer":"underwriting-workstation","source":"https://www.americanvisitorinsurance.com/seven-corners/","notes":"Third-party broker aggregator (American Visitor Insurance) names Nationwide alongside AIG, Certain Underwriters at Lloyd's London, Virginia Surety, and Fairmont Specialty Group (a division of Crum & Forster) as carriers for which Seven Corners has historically underwritten as an MGU. Nationwide paper has appeared on Seven Corners student and travel-medical books."}],"newsSlugs":["ccc-total-loss-class-certification-upheld","evolutioniq-ccc-acquisition-730m"]},{"slug":"american-family","displayName":"American Family","country":"US","url":"https://phidea.eu/carriers/american-family","toolCount":8,"stackLayers":["damage-estimation","conversational-ai","policy-admin","reinsurance","data-platform","crm-distribution"],"deployments":[{"toolSlug":"arity","toolName":"Arity","stackLayer":"data-platform","source":"https://coverager.com/root-partners-with-arity/","notes":"Uses Arity technology for telematics data."},{"toolSlug":"ask-kodiak","toolName":"Ask Kodiak","stackLayer":"crm-distribution","source":"https://www.globenewswire.com/news-release/2021/08/10/2278192/31574/en/IVANS-Acquires-Ask-Kodiak.html","notes":"Mentioned as one of 30+ carrier clients in post-acquisition announcement"},{"toolSlug":"bold-penguin","toolName":"Bold Penguin","stackLayer":"crm-distribution","source":"https://www.businesswire.com/news/home/20210114005700/en/Commercial-insurtech-Bold-Penguin-joins-American-Family","notes":null},{"toolSlug":"cambridge-mobile-telematics","toolName":"Cambridge Mobile Telematics","stackLayer":"data-platform","source":"https://www.cmtelematics.com","notes":null},{"toolSlug":"guidewire-policycenter","toolName":"Guidewire PolicyCenter","stackLayer":"policy-admin","source":"https://www.guidewire.com/resources/blog/general-interest/unveiling-the-2025-guidewire-all-star-class","notes":"Jason Kok led conversion of American Family lines to APD lines on Enterprise Cloud (Guidewire)."},{"toolSlug":"hi-marley","toolName":"Hi Marley","stackLayer":"conversational-ai","source":"https://techcrunch.com/2021/03/11/hi-marley-raises-25m-to-fund-its-ai-powered-communication-platform-for-the-insurance-industry/","notes":null},{"toolSlug":"tractable","toolName":"Tractable","stackLayer":"damage-estimation","source":"https://tractable.ai/tractable-to-make-ai-enabled-straight-through-processing-available-to-north-american-insurers-backed-by-mitchells-open-platform-and-comprehensive-repair-data/","notes":"American Family Insurance listed among Tractable customers."},{"toolSlug":"verisk-extreme-event-solutions","toolName":"Verisk Extreme Event Solutions","stackLayer":"reinsurance","source":"https://www.verisk.com/company/newsroom/american-family-insurance-brings-catastrophe-modeling-in-house--uses-airs-touchstone-software-platform/","notes":"Third-largest U.S. mutual P&C insurer; adopted Touchstone for enterprise risk management in April 2016."}],"newsSlugs":[]},{"slug":"hiscox","displayName":"Hiscox","country":"US","url":"https://phidea.eu/carriers/hiscox","toolCount":7,"stackLayers":["policy-admin","actuarial","crm-distribution","underwriting-workstation","reinsurance"],"deployments":[{"toolSlug":"akinova","toolName":"Akinova","stackLayer":"reinsurance","source":"https://www.reinsurancene.ws/akinova-completes-cyber-parametric-trade-with-hiscox-gc/","notes":"Hiscox structured, developed and provided capital for the first parametric cyber risk transfer executed on the Akinova platform on 23 December 2019 — a quarterly parametric cyber instrument purchased by an asset manager to cover cyber-induced power generation disruption in the US. Hiscox is also an equity investor in Akinova via its 2019 funding round."},{"toolSlug":"attune","toolName":"Attune","stackLayer":"underwriting-workstation","source":"https://attunehelp.zendesk.com/hc/en-us/articles/360032231271-Who-are-your-carrier-partners","notes":"Paper behind Attune's professional liability and general liability (non-BOP) offerings. A-rated admitted insurer."},{"toolSlug":"bold-penguin","toolName":"Bold Penguin","stackLayer":"crm-distribution","source":"https://www.boldpenguin.com/news/new-partnership-with-hiscox-international","notes":null},{"toolSlug":"floodflash","toolName":"FloodFlash","stackLayer":"underwriting-workstation","source":"https://www.intelligentinsurer.com/news/hiscox-joins-munich-re-to-boost-capacity-in-us-flood-market-33206","notes":"Added to the US capacity panel in 2023 alongside Munich Re to support expansion of the sensor-enabled parametric flood programme. Announced via FloodFlash and PR Newswire in August 2023."},{"toolSlug":"moodys-rms","toolName":"Moody's RMS","stackLayer":"actuarial","source":"https://www.rms.com/newsroom/press-releases/press-detail/2021-12-07/hiscox-utilizes-rms-location-technology-to-deliver-large-scale-high-speed-point-of-quote-pricing-for-coverholders","notes":"Hiscox integrates the RMS Location Intelligence API directly into its quoting systems to deliver real-time tailored quotes for coverholders (December 2021)."},{"toolSlug":"sapiens","toolName":"Sapiens","stackLayer":"policy-admin","source":"https://sapiens.com/resources/case-studies/","notes":"Sapiens case study — \"Hiscox: Carefree with the right kind of protection\" (Hiscox is global, has US arm)."},{"toolSlug":"vouch","toolName":"Vouch","stackLayer":"underwriting-workstation","source":"https://www.hiscoxgroup.com/news/press-releases/2025/06-08-25-1","notes":"Hiscox acquired Corix Insurance Services LLC (Vouch's MGA) and Vouch Insurance Company in August 2025 and signed a multi-year distribution deal with Vouch Inc. as exclusive broker."}],"newsSlugs":[]},{"slug":"metlife","displayName":"MetLife","country":"US","url":"https://phidea.eu/carriers/metlife","toolCount":7,"stackLayers":["document-processing","conversational-ai","fnol-intake","claims-admin","actuarial","risk-imagery"],"deployments":[{"toolSlug":"fis-prophet","toolName":"FIS Prophet","stackLayer":"actuarial","source":"https://www.actuarylist.com/actuarial-jobs/38747-metlife","notes":"MetLife's Modelling & Actuarial Solutions (MAS) Global Systems Development team develops and delivers Prophet global libraries for internal regional MetLife users, supporting Prophet Asset Liability Strategies and related libraries — confirming Prophet as MetLife's core actuarial modelling stack."},{"toolSlug":"hi-marley","toolName":"Hi Marley","stackLayer":"conversational-ai","source":"https://techcrunch.com/2021/03/11/hi-marley-raises-25m-to-fund-its-ai-powered-communication-platform-for-the-insurance-industry/","notes":null},{"toolSlug":"hyperscience","toolName":"Hyperscience","stackLayer":"document-processing","source":"https://www.hyperscience.ai/blog/hyperscience-finishes-fy24-strong-and-enters-2025-with-winning-hand/","notes":"Hyperscience FY24 wrap-up names MetLife among Fortune 500 insurance customers added during the year."},{"toolSlug":"indico-data","toolName":"Indico Data","stackLayer":"document-processing","source":"https://indicodata.ai/blog/news/indico-data-closes-19m-funding-round-and-secures-strategic-investment-from-pc-software-platform-leader-guidewire/","notes":null},{"toolSlug":"snapsheet","toolName":"Snapsheet","stackLayer":"fnol-intake","source":"https://www.prnewswire.com/news-releases/snapsheet-raises-20-million-series-c-to-license-virtual-claims-processing-technology-to-insurance-carriers-300345077.html","notes":"Strategic carrier partner confirmed at Series C announcement."},{"toolSlug":"sprout-ai","toolName":"Sprout.ai","stackLayer":"claims-admin","source":"https://sprout.ai/resource/metlife-partners-with-sprout-ai-to-accelerate-claims-automation-across-global-markets/","notes":"Customer story July 2025 — MetLife (global insurer) partnered with Sprout.ai for claims automation across US, Asia and LATAM regions; Venkata Natarajan, MetLife U.S. CIO quoted."},{"toolSlug":"zesty-ai","toolName":"Zesty.ai","stackLayer":"risk-imagery","source":"https://zesty.ai/news/metlife-tackles-wildfire-risk-with-zesty-ai","notes":"Began with a proof-of-concept in April 2019 and put Z-FIRE into production in early 2020 to support growth in Western US states that had been constrained by wildfire exposure."}],"newsSlugs":["hyperscience-gartner-mq-leader"]},{"slug":"allstate","displayName":"Allstate","country":"US","url":"https://phidea.eu/carriers/allstate","toolCount":6,"stackLayers":["damage-estimation","policy-admin","data-platform","risk-imagery","crm-distribution","underwriting-workstation"],"deployments":[{"toolSlug":"ccc-intelligent-solutions","toolName":"CCC Intelligent Solutions","stackLayer":"damage-estimation","source":"https://www.insurancebusinessmag.com/us/news/breaking-news/allstate-and-geico-announce-claims-shakeup-422721.aspx","notes":"Allstate uses CCC's 'Open Shop' solution for assigning repair work via CCC ONE."},{"toolSlug":"corelogic","toolName":"CoreLogic","stackLayer":"data-platform","source":"https://uphelp.org/is-this-the-solution-to-californias-soaring-insurance-price-due-to-wildfire-risk-2/","notes":"Allstate uses CoreLogic Risk Meter wildfire scores to classify policy renewals; cited by United Policyholders."},{"toolSlug":"eagleview","toolName":"EagleView","stackLayer":"risk-imagery","source":"https://www.eagleview.com/insurance/eagleview-onsite-allstate-novarica-impact-award/","notes":"Allstate and EagleView jointly won the 2018 Data/Analytics Novarica Impact Award for EagleView OnSite, a virtual claims inspection built on high-resolution aerial and drone imagery. EagleView reports cycle-time-to-settlement reductions of 30-40% on wind/hail claims and adjuster-efficiency gains of 50-60%. Allstate's EagleView drone-as-a-service deployment ran across Colorado, New Mexico, Oklahoma and Texas during wind/hail season, confirmed in Digital Insurance's 2018 profile of carrier drone strategies."},{"toolSlug":"majesco","toolName":"Majesco","stackLayer":"policy-admin","source":"https://www.thomabravo.com/press-releases/thoma-bravo-completes-acquisition-of-majesco","notes":null},{"toolSlug":"next-insurance","toolName":"NEXT Insurance","stackLayer":"underwriting-workstation","source":"https://www.prnewswire.com/news-releases/next-insurance-enters-partnerships-with-allstate-and-allianz-x-supported-by-265-million-strategic-investment-301973823.html","notes":"Strategic investor and commercial-auto product partner from the November 2023 $265M round (co-led with Allianz X). Not an acquirer — Allstate's stake was taken out when ERGO bought 100% of NEXT in July 2025."},{"toolSlug":"salesforce-fsc-insurance","toolName":"Salesforce Financial Services Cloud for Insurance","stackLayer":"crm-distribution","source":"https://www.appsruntheworld.com/customers-database/purchases/view/the-allstate-corporation-united-states-selects-salesforce-service-cloud-for-customer-support","notes":"Allstate selected Salesforce Service Cloud (FSC family) for Customer Support modernization, originally targeted for 2018 go-live and continuing as part of agent onboarding/CRM stack."}],"newsSlugs":["ccc-total-loss-class-certification-upheld","next-insurance-ergo-acquisition-2-6b","evolutioniq-ccc-acquisition-730m"]},{"slug":"amica","displayName":"Amica","country":"US","url":"https://phidea.eu/carriers/amica","toolCount":6,"stackLayers":["risk-imagery","rating","data-platform","underwriting-workstation"],"deployments":[{"toolSlug":"akur8","toolName":"Akur8","stackLayer":"rating","source":"https://akur8.com/customers","notes":"Customer logo on Akur8 customers page."},{"toolSlug":"cambridge-mobile-telematics","toolName":"Cambridge Mobile Telematics","stackLayer":"data-platform","source":"https://www.cmtelematics.com","notes":null},{"toolSlug":"cape-analytics","toolName":"Cape Analytics","stackLayer":"risk-imagery","source":"https://capeanalytics.com/resources/cape-analytics-raises-44-million-led-by-pivot-investment-partners/","notes":null},{"toolSlug":"hover","toolName":"Hover","stackLayer":"risk-imagery","source":"https://coverager.com/amica-partners-with-hover-and-corelogic-for-underwriting-inspections/","notes":"Press article — Rhode Island-based US national mutual carrier partnered with HOVER (and CoreLogic) for underwriting self-inspections."},{"toolSlug":"ladder","toolName":"Ladder","stackLayer":"underwriting-workstation","source":"https://www.nerdwallet.com/p/reviews/insurance/ladder-life-insurance","notes":null},{"toolSlug":"zesty-ai","toolName":"Zesty.ai","stackLayer":"risk-imagery","source":"https://www.reinsurancene.ws/zesty-ai-amica-mutual-expand-partnership-in-face-of-increasing-climate-risks/","notes":"Long-standing partnership expanded publicly; both companies frame it as a multi-year climate-risk relationship."}],"newsSlugs":["arius-akur8-acquisition"]},{"slug":"chubb","displayName":"Chubb","country":"US","url":"https://phidea.eu/carriers/chubb","toolCount":6,"stackLayers":["data-platform","underwriting-workstation","policy-admin","actuarial","compliance-regulatory"],"deployments":[{"toolSlug":"cytora","toolName":"Cytora","stackLayer":"underwriting-workstation","source":"https://www.cytora.com/risk-flow-center/blog/cytora-acquired-by-applied-systems-accelerating-the-shared-vision-of-delivering-the-digital-roundtrip-of-insurance","notes":"Chubb partnered with Cytora to digitize global claims intake and uplift straight-through processing."},{"toolSlug":"jupiter-intelligence","toolName":"Jupiter Intelligence","stackLayer":"data-platform","source":"https://www.jupiterintel.com/partners","notes":"Chubb is listed on Jupiter's public Partners page among its strategic partners."},{"toolSlug":"majesco","toolName":"Majesco","stackLayer":"policy-admin","source":"https://www.thomabravo.com/press-releases/thoma-bravo-completes-acquisition-of-majesco","notes":null},{"toolSlug":"planck","toolName":"Planck","stackLayer":"data-platform","source":"https://techcrunch.com/2021/05/12/planck-the-insurance-data-analytics-platform-raises-20m-growth-round/","notes":null},{"toolSlug":"workiva","toolName":"Workiva","stackLayer":"compliance-regulatory","source":"https://www.workiva.com/customers","notes":"Customer logo wall — Chubb logo displayed alongside Mercedes-Benz, TD Bank, Raytheon, Hershey, etc., on /customers page header."},{"toolSlug":"wtw-radar","toolName":"WTW Radar","stackLayer":"actuarial","source":"https://www.insurancebusinessmag.com/us/news/technology/chubb-licenses-radar-live-software-253354.aspx","notes":"Apr 2021 — WTW announced Chubb (world's largest publicly traded P&C insurer) licensed Radar Live pricing delivery software (also reported by WTW press)."}],"newsSlugs":[]},{"slug":"qbe","displayName":"QBE","country":"AU","url":"https://phidea.eu/carriers/qbe","toolCount":6,"stackLayers":["document-processing","policy-admin","underwriting-workstation","claims-admin","data-platform"],"deployments":[{"toolSlug":"clara-analytics","toolName":"CLARA Analytics","stackLayer":"claims-admin","source":"https://claraanalytics.com/news/clara-analytics-announces-expanded-relationship-with-qbe-insurance/","notes":null},{"toolSlug":"cytora","toolName":"Cytora","stackLayer":"underwriting-workstation","source":"https://techcrunch.com/2019/04/16/cytora/","notes":null},{"toolSlug":"guidewire-policycenter","toolName":"Guidewire PolicyCenter","stackLayer":"policy-admin","source":"https://www.appsruntheworld.com/customers-database/products/view/guidewire-policycenter","notes":null},{"toolSlug":"hyperscience","toolName":"Hyperscience","stackLayer":"document-processing","source":"https://wikitia.com/wiki/Hyperscience","notes":null},{"toolSlug":"jupiter-intelligence","toolName":"Jupiter Intelligence","stackLayer":"data-platform","source":"https://www.reinsurancene.ws/msad-qbe-and-nephila-among-investors-of-climate-data-startup-jupiter/","notes":"QBE Ventures invested in Jupiter's Series B; QBE's Group COO David McMillan is quoted on using Jupiter analytics in underwriting and pricing processes."},{"toolSlug":"majesco","toolName":"Majesco","stackLayer":"policy-admin","source":"https://www.thomabravo.com/press-releases/thoma-bravo-completes-acquisition-of-majesco","notes":null}],"newsSlugs":["hyperscience-gartner-mq-leader"]},{"slug":"arch","displayName":"Arch Insurance","country":"US","url":"https://phidea.eu/carriers/arch","toolCount":5,"stackLayers":["claims-admin","risk-imagery","rating","underwriting-workstation"],"deployments":[{"toolSlug":"akur8","toolName":"Akur8","stackLayer":"rating","source":"https://akur8.com/customers","notes":null},{"toolSlug":"coalition","toolName":"Coalition","stackLayer":"underwriting-workstation","source":"https://www.intelligentinsurer.com/insurance/swiss-re-lloyd-s-backed-coalition-launches-full-stack-a-rated-cyber-insurer-31655","notes":null},{"toolSlug":"cytora","toolName":"Cytora","stackLayer":"underwriting-workstation","source":"https://www.lifeinsuranceinternational.com/news/cytora-arch-london-market/","notes":null},{"toolSlug":"guidewire-claimcenter","toolName":"Guidewire ClaimCenter","stackLayer":"claims-admin","source":"https://www.appsruntheworld.com/customers-database/products/view/guidewire-claimcenter","notes":null},{"toolSlug":"nearmap","toolName":"Nearmap","stackLayer":"risk-imagery","source":"https://riskandinsurance.com/sponsored-how-aerial-intelligence-is-helping-insurers-minimize-exposures-and-safeguard-the-future/","notes":"Bryan Adams, SVP and head of catastrophe analytics at Arch Insurance, is quoted describing full integration of Nearmap aerial imagery and AI into Arch's platform to drive underwriting performance."}],"newsSlugs":["arius-akur8-acquisition"]},{"slug":"csaa","displayName":"CSAA","country":"US","url":"https://phidea.eu/carriers/csaa","toolCount":5,"stackLayers":["risk-imagery","data-platform","policy-admin"],"deployments":[{"toolSlug":"arity","toolName":"Arity","stackLayer":"data-platform","source":"https://coverager.com/root-partners-with-arity/","notes":"Uses Arity technology for telematics data."},{"toolSlug":"cape-analytics","toolName":"Cape Analytics","stackLayer":"risk-imagery","source":"https://capeanalytics.com/resources/cape-analytics-raises-17m-series-b-to-bring-its-ai-driven-property-intelligence-solution-to-more-u-s-insurers/","notes":null},{"toolSlug":"eis-group","toolName":"EIS Group","stackLayer":"policy-admin","source":"https://www.eisgroup.com/company/press-releases/read/csaa-insurance-group-selects-eis-groups-digital-experience-platform/","notes":null},{"toolSlug":"lexisnexis-risk-solutions","toolName":"LexisNexis Risk Solutions","stackLayer":"data-platform","source":"https://risk.lexisnexis.com/insights-resources/case-study/csaa-active-insights-case-study","notes":"CSAA (AAA personal lines, ~17M members) deployed LexisNexis Active Insights for retention; 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Best."},{"toolSlug":"boost-insurance","toolName":"Boost Insurance","stackLayer":"crm-distribution","source":"https://www.carriermanagement.com/news/2018/05/16/179375.htm","notes":"Boost operated as general agent of 'A'-rated fronting carrier State National (a Markel subsidiary); Markel Digital participated in the original reinsurance facility alongside RenaissanceRe and Nephila."},{"toolSlug":"counterpart","toolName":"Counterpart","stackLayer":"underwriting-workstation","source":"https://www.businesswire.com/news/home/20210323005203/en/Counterpart-Launches-First-of-Its-Kind-Insurtech-in-Partnership-With-Markel-and-$10M-in-Funding-Led-by-Valor-Equity-Partners","notes":null},{"toolSlug":"cytora","toolName":"Cytora","stackLayer":"underwriting-workstation","source":"https://www.cytora.com/risk-flow-center/blog/cytora-acquired-by-applied-systems-accelerating-the-shared-vision-of-delivering-the-digital-roundtrip-of-insurance","notes":"Markel partnered with Cytora to evolve underwriting processes into digital risk flows."},{"toolSlug":"hyperexponential","toolName":"Hyperexponential","stackLayer":"rating","source":"https://www.hyperexponential.com/us/news/hyperexponential-partner-with-markel-insurance-across-us-and-bermuda/","notes":"June 2025 partnership to deploy hx Renew for primary Casualty and Professional products across US and Bermuda; extends an existing UK relationship."}],"newsSlugs":[]},{"slug":"mercury","displayName":"Mercury Insurance Group","country":"US","url":"https://phidea.eu/carriers/mercury","toolCount":5,"stackLayers":["claims-admin","risk-imagery","policy-admin","data-platform"],"deployments":[{"toolSlug":"cambridge-mobile-telematics","toolName":"Cambridge Mobile Telematics","stackLayer":"data-platform","source":"https://www.cmtelematics.com","notes":null},{"toolSlug":"cape-analytics","toolName":"Cape Analytics","stackLayer":"risk-imagery","source":"https://capeanalytics.com/client-stories/","notes":"Mercury Insurance transforming commercial lines underwriting with CAPE."},{"toolSlug":"flyreel","toolName":"Flyreel","stackLayer":"risk-imagery","source":"https://insurancenewsnet.com/oarticle/flyreel-sees-nearly-200-increase-in-property-assessments-year-over-year-fueled-by-demand-for-virtual-property-surveys","notes":"Named in Flyreel's November 2021 growth update: new Mercury homeowner policyholders are emailed a link to download the Flyreel app and complete a self-service inspection at activation."},{"toolSlug":"guidewire-claimcenter","toolName":"Guidewire ClaimCenter","stackLayer":"claims-admin","source":"https://guidewire.gcs-web.com/news-releases/news-release-details/mercury-insurance-group-deploys-guidewire-underwriting-policy","notes":"Mercury deployed Guidewire InsuranceSuite (PolicyCenter + BillingCenter + ClaimCenter) for homeowners (6 states) and commercial auto (5 states); ~4,000 agents and 1,000 in-house users live."},{"toolSlug":"guidewire-policycenter","toolName":"Guidewire PolicyCenter","stackLayer":"policy-admin","source":"https://guidewire.gcs-web.com/news-releases/news-release-details/mercury-insurance-group-deploys-guidewire-underwriting-policy","notes":"Mercury runs PolicyCenter for homeowners and commercial auto across multiple states as part of its full InsuranceSuite deployment."}],"newsSlugs":[]},{"slug":"munich","displayName":"Munich Re","country":"DE","url":"https://phidea.eu/carriers/munich","toolCount":5,"stackLayers":["policy-admin","underwriting-workstation","data-platform","crm-distribution"],"deployments":[{"toolSlug":"cybercube","toolName":"CyberCube","stackLayer":"data-platform","source":"https://www.munichre.com/en/company/media-relations/media-information-and-corporate-news/corporate-news/2025/2025-07-15-cybercube-munichre.item-6bbd46f21a7e599e5966a613f2458683.html","notes":"Munich Re selected CyberCube to quantify, model and control cyber accumulation risk; the two firms co-publish systemic cyber research."},{"toolSlug":"embroker","toolName":"Embroker","stackLayer":"crm-distribution","source":"https://www.carriermanagement.com/news/2019/04/10/191956.htm","notes":"Named reinsurance partner backing Embroker's digital D&O and EPL programs; Embroker acts as MGA and cedes 100% of the risk to Munich Re on its Startup Package."},{"toolSlug":"floodflash","toolName":"FloodFlash","stackLayer":"underwriting-workstation","source":"https://www.artemis.bm/news/floodflash-gets-munich-re-support-to-expand-parametric-flood-product-across-america/","notes":"Lead capacity partner. Munich Re Specialty's Global Markets division expanded FloodFlash's US binder in June 2024 to all mainland US locations (from an initial ten states), writing parametric flood excess of the NFIP. Munich Re also supplies the primary capacity behind FloodFlash's UK SME book. Separately, Munich Re Ventures participated in the $15M Series A announced in February 2022."},{"toolSlug":"majesco","toolName":"Majesco","stackLayer":"policy-admin","source":"https://www.thomabravo.com/press-releases/thoma-bravo-completes-acquisition-of-majesco","notes":null},{"toolSlug":"vouch","toolName":"Vouch","stackLayer":"underwriting-workstation","source":"https://www.reinsurancene.ws/vouch-insurance-announces-launch-backed-by-munich-re-capacity/","notes":"Launch capacity partner from 2019; Vouch's MGA programs were backstopped by Munich Re."}],"newsSlugs":[]},{"slug":"travelers","displayName":"Travelers","country":"US","url":"https://phidea.eu/carriers/travelers","toolCount":5,"stackLayers":["risk-imagery","data-platform","crm-distribution"],"deployments":[{"toolSlug":"ask-kodiak","toolName":"Ask Kodiak","stackLayer":"crm-distribution","source":"https://www.globenewswire.com/news-release/2021/08/10/2278192/31574/en/IVANS-Acquires-Ask-Kodiak.html","notes":"Mentioned as one of 30+ carrier clients in post-acquisition announcement"},{"toolSlug":"cambridge-mobile-telematics","toolName":"Cambridge Mobile Telematics","stackLayer":"data-platform","source":"https://dig-in.com/list/state-farm-progressive-geico-allstate-ubi-telematics-2023","notes":null},{"toolSlug":"hover","toolName":"Hover","stackLayer":"risk-imagery","source":"https://techcrunch.com/2020/11/17/hover-secures-60m-for-a-3d-imaging-platform-used-to-assess-and-fix-properties/","notes":"Led the $60M Series D alongside other US carriers; long-standing customer on the insurance claims workflow."},{"toolSlug":"nearmap","toolName":"Nearmap","stackLayer":"risk-imagery","source":"https://www.nbcconnecticut.com/investigations/nbc-ct-responds/eye-in-the-sky-how-a-connecticut-insurance-company-is-using-third-party-data-to-help-deny-claims/3717617/","notes":"Travelers cited a Nearmap aerial image dated March-April 2022 directly in a CT homeowner claim-denial letter (NBC CT investigation, 2026); confirms Travelers uses Nearmap for property claim adjudic..."},{"toolSlug":"polly","toolName":"Polly","stackLayer":"crm-distribution","source":"https://www.polly.co/fordealers","notes":"Listed among four named carrier partners on the dealer-facing product page."}],"newsSlugs":[]},{"slug":"usaa","displayName":"USAA","country":"US","url":"https://phidea.eu/carriers/usaa","toolCount":5,"stackLayers":["damage-estimation","fnol-intake","policy-admin","data-platform","risk-imagery"],"deployments":[{"toolSlug":"cambridge-mobile-telematics","toolName":"Cambridge Mobile Telematics","stackLayer":"data-platform","source":"https://www.cmtelematics.com/safe-driving-technology/product-suite/","notes":null},{"toolSlug":"ccc-intelligent-solutions","toolName":"CCC Intelligent Solutions","stackLayer":"damage-estimation","source":"https://myfairclaim.com/ccc-one-total-loss-valuations-state-farm-lawsuits/","notes":null},{"toolSlug":"eagleview","toolName":"EagleView","stackLayer":"risk-imagery","source":"https://www.dig-in.com/news/inside-drone-deployment-strategies-from-allstate-usaa-and-erie","notes":"USAA's drone programme is a hybrid of in-house operations and vendor partnership, as profiled by Digital Insurance. USAA was also among the first carriers granted an FAA Section 333 drone exemption alongside AIG, Erie and State Farm. USAA is not exclusively tied to EagleView in this source — the article is vendor-neutral on USAA's specific imagery supplier — but EagleView is positioned as the dominant aerial-imagery vendor to the carriers profiled in the same piece."},{"toolSlug":"guidewire-policycenter","toolName":"Guidewire PolicyCenter","stackLayer":"policy-admin","source":"https://www.appsruntheworld.com/customers-database/products/view/guidewire-policycenter","notes":null},{"toolSlug":"snapsheet","toolName":"Snapsheet","stackLayer":"fnol-intake","source":"https://www.prnewswire.com/news-releases/snapsheet-raises-20-million-series-c-to-license-virtual-claims-processing-technology-to-insurance-carriers-300345077.html","notes":"Strategic carrier partner confirmed at Series C announcement."}],"newsSlugs":["ccc-total-loss-class-certification-upheld","evolutioniq-ccc-acquisition-730m"]},{"slug":"zurich-north-america","displayName":"Zurich North America","country":"US","url":"https://phidea.eu/carriers/zurich-north-america","toolCount":5,"stackLayers":["fnol-intake","risk-imagery","policy-admin","underwriting-workstation"],"deployments":[{"toolSlug":"convr","toolName":"Convr","stackLayer":"underwriting-workstation","source":"https://www.reinsurancene.ws/zurich-north-america-enhances-underwriting-efficiency-with-convr-ai/","notes":"Partnership dates to 2017; expanded December 2025 to cover Intake AI for ACORD form and loss-run processing on the automobile line, with further lines planned. Zurich VP Chris Healey cited extraction, cleansing, and enrichment capabilities."},{"toolSlug":"guidewire-policycenter","toolName":"Guidewire PolicyCenter","stackLayer":"policy-admin","source":"https://www.guidewire.com/resources/blog/general-interest/unveiling-the-2025-guidewire-all-star-class","notes":"Ramakrishna Kolli upgraded 85+ integrations to cloud-compliant patterns; Venkata Konjeti achieved 48% rating performance gains on Guidewire."},{"toolSlug":"insurity","toolName":"Insurity","stackLayer":"policy-admin","source":"https://www.businesswire.com/news/home/20251204028933/en/Zurich-U.S.-Extend-30-Year-Collaboration-with-Insurity-Advancing-Cloud-based-Policy-Administration-and-Bureau-Managed-Services","notes":"Runs Policy Decisions for auto, general liability, workers' comp, and property lines; migrated to Insurity Cloud in 2023."},{"toolSlug":"nearmap","toolName":"Nearmap","stackLayer":"risk-imagery","source":"https://www.zurichna.com/media/news-releases/2025/nearmap-and-zurich-advance-property-underwriting-with-ai-integration","notes":"Zurich NA embedded Nearmap AI-roof-scoring + Betterview imagery into Middle Market underwriting platform (Oct 2025)."},{"toolSlug":"snapsheet","toolName":"Snapsheet","stackLayer":"fnol-intake","source":"https://collisionweek.com/2019/11/01/zurich-north-america-partners-snapsheet-virtual-appraisal-solution/","notes":"Zurich North America incorporated Snapsheet's virtual appraisal solution into its auto claims process (Nov 2019); subsequently expanded to Zurich Canada and broader Zurich Insurance Group countries."}],"newsSlugs":[]},{"slug":"aviva","displayName":"Aviva","country":"UK","url":"https://phidea.eu/carriers/aviva","toolCount":4,"stackLayers":["policy-admin","document-processing","rating"],"deployments":[{"toolSlug":"guidewire-policycenter","toolName":"Guidewire PolicyCenter","stackLayer":"policy-admin","source":"https://www.appsruntheworld.com/customers-database/products/view/guidewire-policycenter","notes":null},{"toolSlug":"hyperexponential","toolName":"Hyperexponential","stackLayer":"rating","source":"https://techcrunch.com/2024/01/11/hyperexponential-a16z-insurance/","notes":"Aviva named as customer at the Series B announcement; Aviva GCS case study reports 20 pricing models built in 9 months on hx Renew."},{"toolSlug":"indico-data","toolName":"Indico Data","stackLayer":"document-processing","source":"https://indicodata.ai/","notes":"Strategic investor via Aviva Ventures, operating as investor and customer relationship."},{"toolSlug":"wns-insurance","toolName":"WNS Insurance Services","stackLayer":"policy-admin","source":"https://www.aviva.com/newsroom/news-releases/2007/07/aviva-global-services-completes-the-successful-transfer-of-over-300-finance-professionals-from-wns-customer-solutions-to-aviva-3363/","notes":"Historic BOT (Build-Operate-Transfer) relationship — WNS ran Aviva's offshore finance BPO in Colombo with 300+ professionals, transferred to Aviva Global Services in 2007. 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record."},{"toolSlug":"socotra","toolName":"Socotra","stackLayer":"policy-admin","source":"https://www.socotra.com/","notes":null},{"toolSlug":"verisk-claimsearch","toolName":"Verisk ClaimSearch","stackLayer":"fraud-detection","source":"https://www.verisk.com/company/newsroom/property-carriers-beat-fraud-with-new-prior-loss-images-in-verisks-iso-claimsearch","notes":"Press release — explicitly named: \"There has been significant adoption of this insurtech solution by a broad range of insurers, including insurtech carriers such as Hippo, Root, and Lemonade.\""}],"newsSlugs":[]},{"slug":"kin","displayName":"Kin Insurance","country":"US","url":"https://phidea.eu/carriers/kin","toolCount":4,"stackLayers":["fnol-intake","risk-imagery"],"deployments":[{"toolSlug":"cape-analytics","toolName":"Cape Analytics","stackLayer":"risk-imagery","source":"https://capeanalytics.com/client-stories/","notes":"Kin Insurance uses CAPE for understanding current property vulnerability to weather risks."},{"toolSlug":"nearmap","toolName":"Nearmap","stackLayer":"risk-imagery","source":"https://www.prnewswire.com/news-releases/nearmap-aerial-imagery-and-location-intelligence-helps-kin-support-customers-impacted-by-natural-disasters-301778072.html","notes":"Kin layered Nearmap imagery with National Hurricane Center data ahead of Hurricane Ian (2022), identifying 23,819 insured risks in the 50+ MPH wind-field footprint for proactive customer outreach and remote claims triage."},{"toolSlug":"snapsheet","toolName":"Snapsheet","stackLayer":"fnol-intake","source":"https://www.snapsheetclaims.com/post/kin-insurance-selects-snapsheet-to-deploy-end-to-end-claims-management-platform","notes":"Kin selected Snapsheet to deploy end-to-end claims management (eFNOL through settlement, omnichannel engagement) — Aug 2020 announcement."},{"toolSlug":"zesty-ai","toolName":"Zesty.ai","stackLayer":"risk-imagery","source":"https://zesty.ai/news/kin-selects-wildfire-risk-model-for-california-entry","notes":"Digital direct-to-consumer home insurer; deployed Z-FIRE in 2025 as part of its California market entry, integrated in ten days per the joint press release."}],"newsSlugs":[]},{"slug":"mapfre","displayName":"MAPFRE","country":"ES","url":"https://phidea.eu/carriers/mapfre","toolCount":4,"stackLayers":["fraud-detection","conversational-ai","data-platform","policy-admin"],"deployments":[{"toolSlug":"cybercube","toolName":"CyberCube","stackLayer":"data-platform","source":"https://www.insurancebusinessmag.com/us/news/cyber/mapfre-re-boosts-cyber-risk-management-with-cybercube-527480.aspx","notes":null},{"toolSlug":"hi-marley","toolName":"Hi 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Omaha","country":"US","url":"https://phidea.eu/carriers/mutual-of-omaha","toolCount":4,"stackLayers":["document-processing","policy-admin","crm-distribution","claims-admin"],"deployments":[{"toolSlug":"fineos","toolName":"FINEOS","stackLayer":"claims-admin","source":"https://www.fineos.com/resources/mutual-of-omaha-2/","notes":"Customer video on group disability claims processing featuring Mutual of Omaha's Information Services Manager."},{"toolSlug":"hyperscience","toolName":"Hyperscience","stackLayer":"document-processing","source":"https://www.hyperscience.ai/solutions/insurance/","notes":"Hyperscience lists Mutual of Omaha among insurers using its platform for document processing/underwriting."},{"toolSlug":"ipipeline","toolName":"iPipeline","stackLayer":"crm-distribution","source":"https://insurancenewsnet.com/press-releases/mutual-of-omaha-implements-ipipeline-maestro-for-e-app-self-maintenance","notes":"Mutual of Omaha implemented iPipeline Maestro for e-App self-maintenance, used to design and launch new accidental death and cancer insurance products."},{"toolSlug":"socotra","toolName":"Socotra","stackLayer":"policy-admin","source":"https://www.socotra.com/case-study-how-mutual-of-omaha-charted-a-remote-course-to-the-cloud/","notes":null}],"newsSlugs":["hyperscience-gartner-mq-leader"]},{"slug":"progressive","displayName":"Progressive","country":"US","url":"https://phidea.eu/carriers/progressive","toolCount":4,"stackLayers":["damage-estimation","data-platform","crm-distribution"],"deployments":[{"toolSlug":"cambridge-mobile-telematics","toolName":"Cambridge Mobile Telematics","stackLayer":"data-platform","source":"https://dig-in.com/list/state-farm-progressive-geico-allstate-ubi-telematics-2023","notes":null},{"toolSlug":"ccc-intelligent-solutions","toolName":"CCC Intelligent 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Insurance","country":"US","url":"https://phidea.eu/carriers/root","toolCount":4,"stackLayers":["damage-estimation","data-platform","fraud-detection","underwriting-workstation"],"deployments":[{"toolSlug":"arity","toolName":"Arity","stackLayer":"data-platform","source":"https://coverager.com/root-partners-with-arity/","notes":"Integrated Arity Drivesight score into Root's proprietary UBI v5 model starting September 2024."},{"toolSlug":"root-insurance","toolName":"Root Insurance","stackLayer":"underwriting-workstation","source":"https://www.bankrate.com/insurance/reviews/root/","notes":"Root's wholly owned operating insurer, domiciled in Ohio and rated B- (Fair) with Stable outlook by A.M. Best — below the A-range typical of large national auto carriers. Root Insurance Company writes auto policies; renters and home lines are brokered through partners (home through Homesite). Risk is mitigated through a combination of excess-of-loss and quota-share reinsurance, with external quota-share cessions strategically reduced and certain agreements commuted during 2024 to improve capital efficiency and retain more of the book on balance sheet."},{"toolSlug":"tractable","toolName":"Tractable","stackLayer":"damage-estimation","source":"https://tractable.ai/tractable-to-make-ai-enabled-straight-through-processing-available-to-north-american-insurers-backed-by-mitchells-open-platform-and-comprehensive-repair-data/","notes":"Root listed among Tractable customers for North American AI-enabled straight-through processing."},{"toolSlug":"verisk-claimsearch","toolName":"Verisk ClaimSearch","stackLayer":"fraud-detection","source":"https://www.verisk.com/company/newsroom/property-carriers-beat-fraud-with-new-prior-loss-images-in-verisks-iso-claimsearch","notes":"Press release — Verisk ISO ClaimSearch image matching adoption explicitly cites Root alongside Hippo and Lemonade."}],"newsSlugs":[]},{"slug":"state-auto","displayName":"State Auto","country":"US","url":"https://phidea.eu/carriers/state-auto","toolCount":4,"stackLayers":["damage-estimation","risk-imagery","data-platform"],"deployments":[{"toolSlug":"cambridge-mobile-telematics","toolName":"Cambridge Mobile Telematics","stackLayer":"data-platform","source":"https://www.cmtelematics.com/safe-driving-technology/insurance/","notes":"CMT lists State Auto (now part of Liberty Mutual) among its U.S. insurer customers."},{"toolSlug":"cape-analytics","toolName":"Cape Analytics","stackLayer":"risk-imagery","source":"https://capeanalytics.com/resources/cape-analytics-raises-44-million-led-by-pivot-investment-partners/","notes":null},{"toolSlug":"ccc-intelligent-solutions","toolName":"CCC Intelligent Solutions","stackLayer":"damage-estimation","source":"https://www.cccis.com/insurance-carriers/apd/claims-estimating","notes":"CCC case study cites Josh Thompson, State Auto VP of Auto & Property Claims, on State Auto's early AI adoption powered by CCC."},{"toolSlug":"flyreel","toolName":"Flyreel","stackLayer":"risk-imagery","source":"https://www.prweb.com/releases/state-auto-insurance-integrates-flyreel-to-deliver-ai-driven-property-inspections-868729688.html","notes":"State Auto Labs was both an investor (seed 2019, Series A 2020) and a named production customer integrating Flyreel for AI-driven property inspections on homeowners policies. State Auto was later acquired by Liberty Mutual in 2022."}],"newsSlugs":["ccc-total-loss-class-certification-upheld","evolutioniq-ccc-acquisition-730m"]},{"slug":"west-bend","displayName":"West Bend Mutual","country":"US","url":"https://phidea.eu/carriers/west-bend","toolCount":4,"stackLayers":["claims-admin","risk-imagery","policy-admin"],"deployments":[{"toolSlug":"betterview","toolName":"Betterview","stackLayer":"risk-imagery","source":"https://www.nearmap.com/newsroom/west-bend-selects-betterview","notes":"Press release — Wisconsin-based US mutual carrier selected Betterview."},{"toolSlug":"duck-creek-claims","toolName":"Duck Creek Claims","stackLayer":"claims-admin","source":"https://www.duckcreek.com/resources/?type=case-study","notes":"West Bend used Duck Creek Loss Control resulting in 50% reduction (case study listed on resources page)."},{"toolSlug":"guidewire-claimcenter","toolName":"Guidewire ClaimCenter","stackLayer":"claims-admin","source":"https://www.guidewire.com/resources/blog/general-interest/unveiling-the-2025-guidewire-all-star-class","notes":"Rebecca Bryant — workers' comp claims systems integration at West Bend."},{"toolSlug":"guidewire-policycenter","toolName":"Guidewire PolicyCenter","stackLayer":"policy-admin","source":"https://www.guidewire.com/resources/blog/general-interest/unveiling-the-2025-guidewire-all-star-class","notes":"Rebecca Bryant leveraged workers' comp expertise for Guidewire claims systems integration at West Bend."}],"newsSlugs":[]},{"slug":"af","displayName":"AF Group","country":"US","url":"https://phidea.eu/carriers/af","toolCount":3,"stackLayers":["conversational-ai","claims-admin","policy-admin"],"deployments":[{"toolSlug":"guidewire-claimcenter","toolName":"Guidewire ClaimCenter","stackLayer":"claims-admin","source":"https://www.guidewire.com/resources/blog/general-interest/unveiling-the-2025-guidewire-all-star-class","notes":"Mike Haworth enhanced queue visibility between PolicyCenter, ClaimCenter, and BillingCenter."},{"toolSlug":"guidewire-policycenter","toolName":"Guidewire PolicyCenter","stackLayer":"policy-admin","source":"https://www.guidewire.com/resources/blog/general-interest/unveiling-the-2025-guidewire-all-star-class","notes":"Mike Haworth enhanced queue visibility between PolicyCenter, ClaimCenter, and BillingCenter at AF Group."},{"toolSlug":"hi-marley","toolName":"Hi Marley","stackLayer":"conversational-ai","source":"https://www.himarley.com/customers","notes":"AF Group offering Hi Marley for all workers' comp claims."}],"newsSlugs":[]},{"slug":"aflac","displayName":"Aflac","country":"US","url":"https://phidea.eu/carriers/aflac","toolCount":3,"stackLayers":["conversational-ai","policy-admin","underwriting-workstation"],"deployments":[{"toolSlug":"benefitfocus","toolName":"Benefitfocus","stackLayer":"policy-admin","source":"https://www.prnewswire.com/news-releases/aflac-expands-benefits-administration-technology-platform-partnership-with-benefitfocus-301056927.html","notes":null},{"toolSlug":"ethos","toolName":"Ethos Life","stackLayer":"underwriting-workstation","source":"https://www.globenewswire.com/news-release/2025/12/18/3207685/0/en/Ethos-and-Aflac-Partner-to-Bring-Supplemental-Health-Product-Suite-to-Independent-Distribution.html","notes":"Aflac partnered with Ethos in Dec 2025 to bring its supplemental health product suite to independent distribution."},{"toolSlug":"ushur","toolName":"Ushur","stackLayer":"conversational-ai","source":"https://www.globenewswire.com/news-release/2023/02/07/2602961/0/en/Ushur-Lands-50M-Series-C-From-Third-Point-Ventures-and-Iron-Pillar-Amid-Booming-Demand-for-Customer-Experience-Automation.html","notes":"Named in Series C press release as customer via Aflac Ventures participation"}],"newsSlugs":["ethos-nasdaq-ipo-life"]},{"slug":"aig","displayName":"AIG","country":"US","url":"https://phidea.eu/carriers/aig","toolCount":3,"stackLayers":["document-processing","fnol-intake","data-platform"],"deployments":[{"toolSlug":"cambridge-mobile-telematics","toolName":"Cambridge Mobile Telematics","stackLayer":"data-platform","source":"https://www.cmtelematics.com/safe-driving-technology/insurance/","notes":"CMT customer roster lists AIG among its U.S. insurer customers alongside State Farm, Liberty Mutual, Erie, and 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Allianz is a composite insurer and asset manager."}],"newsSlugs":[]},{"slug":"amerisure","displayName":"Amerisure","country":"US","url":"https://phidea.eu/carriers/amerisure","toolCount":3,"stackLayers":["policy-admin","claims-admin"],"deployments":[{"toolSlug":"clara-analytics","toolName":"CLARA Analytics","stackLayer":"claims-admin","source":"https://claraanalytics.com/news/clara-analytics-achieves-record-revenue-growth-accelerates-innovation/","notes":null},{"toolSlug":"guidewire-policycenter","toolName":"Guidewire PolicyCenter","stackLayer":"policy-admin","source":"https://www.guidewire.com/resources/blog/general-interest/unveiling-the-2025-guidewire-all-star-class","notes":"Meg Palchak led Loss Sensitive Program built and launched on Guidewire Cloud at Amerisure."},{"toolSlug":"insurity","toolName":"Insurity","stackLayer":"policy-admin","source":"https://insurity.com/customers","notes":"Amerisure streamlines premium audit process with Insurity Premium Audit (50% audited virtually)."}],"newsSlugs":[]},{"slug":"axa","displayName":"AXA","country":"FR","url":"https://phidea.eu/carriers/axa","toolCount":3,"stackLayers":["fraud-detection","crm-distribution","policy-admin"],"deployments":[{"toolSlug":"shift-technology","toolName":"Shift Technology","stackLayer":"fraud-detection","source":"https://www.prnewswire.com/news-releases/five-year-renewal-of-collaboration-between-shift-technology-and-axa-to-accelerate-ai-powered-insurance-transformation-302704516.html","notes":"Group-wide partnership since 2016 across 15 countries in Europe, Asia, and Latin America; five-year renewal announced in 2026. 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Branch achieved a 65% adoption rate for Voice AI and digital FNOL claim reporting and a 70% cost reduction. First phase (homeowners FNOL) went live in eight weeks with real-time data passing to Branch's claims platform and automated vendor assignments for water mitigation."},{"toolSlug":"snapsheet","toolName":"Snapsheet","stackLayer":"fnol-intake","source":"https://www.snapsheetclaims.com/post/branch-insurance-partners-with-snapsheet-claims-platform-to-accelerate-the-claims-experience","notes":"Press release — Columbus OH-based US bundled home/auto carrier partnered with Snapsheet for claims."}],"newsSlugs":["arius-akur8-acquisition"]},{"slug":"columbia","displayName":"Columbia Insurance Group","country":"US","url":"https://phidea.eu/carriers/columbia","toolCount":3,"stackLayers":["policy-admin","underwriting-workstation"],"deployments":[{"toolSlug":"convr","toolName":"Convr","stackLayer":"underwriting-workstation","source":"https://www.prnewswire.com/news-releases/datacubes-raises-15-2-million-in-series-b-funding-round-300958325.html","notes":"Named in Series B announcement (November 2019) as part of DataCubes' (now Convr) growing commercial insurer clientele."},{"toolSlug":"guidewire-policycenter","toolName":"Guidewire PolicyCenter","stackLayer":"policy-admin","source":"https://www.guidewire.com/resources/blog/general-interest/unveiling-the-2025-guidewire-all-star-class","notes":"Jennifer Martin led the industry's first lift-and-shift implementation for commercial lines on PolicyCenter."},{"toolSlug":"one-inc","toolName":"One Inc","stackLayer":"policy-admin","source":"https://www.oneinc.com/resources","notes":"Columbia Insurance Group modernized payments with One Inc."}],"newsSlugs":[]},{"slug":"copperpoint","displayName":"CopperPoint","country":"US","url":"https://phidea.eu/carriers/copperpoint","toolCount":3,"stackLayers":["claims-admin","rating","policy-admin"],"deployments":[{"toolSlug":"akur8","toolName":"Akur8","stackLayer":"rating","source":"https://akur8.com/customers","notes":null},{"toolSlug":"guidewire-claimcenter","toolName":"Guidewire ClaimCenter","stackLayer":"claims-admin","source":"https://www.guidewire.com/customers/success-stories/copperpoint","notes":"CopperPoint adopted Guidewire ClaimCenter — 72% adjuster adoption in 4 months (success story)."},{"toolSlug":"guidewire-policycenter","toolName":"Guidewire PolicyCenter","stackLayer":"policy-admin","source":"https://www.guidewire.com/customers/success-stories/copperpoint","notes":"CopperPoint adopted Guidewire ClaimCenter — 72% adjuster adoption in 4 months (success story)."}],"newsSlugs":["arius-akur8-acquisition"]},{"slug":"emc","displayName":"EMC Insurance","country":"US","url":"https://phidea.eu/carriers/emc","toolCount":3,"stackLayers":["risk-imagery","policy-admin","fraud-detection"],"deployments":[{"toolSlug":"betterview","toolName":"Betterview","stackLayer":"risk-imagery","source":"https://www.carriermanagement.com/news/2023/12/06/256473.htm","notes":"Backer on the January 2023 round; 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Munich Re has since assumed the lead role on the core SME book."},{"toolSlug":"guidewire-policycenter","toolName":"Guidewire PolicyCenter","stackLayer":"policy-admin","source":"https://www.guidewire.com/resources/blog/general-interest/unveiling-the-2025-guidewire-all-star-class","notes":"Shana Romeo orchestrated a Global Billing program implementation at Everest on Guidewire."}],"newsSlugs":[]},{"slug":"farmers","displayName":"Farmers Insurance","country":"US","url":"https://phidea.eu/carriers/farmers","toolCount":3,"stackLayers":["data-platform","crm-distribution","risk-imagery"],"deployments":[{"toolSlug":"cambridge-mobile-telematics","toolName":"Cambridge Mobile Telematics","stackLayer":"data-platform","source":"https://www.cmtelematics.com","notes":"Farmers logo featured on CMT homepage carrier-customer wall."},{"toolSlug":"salesforce-fsc-insurance","toolName":"Salesforce Financial Services Cloud for Insurance","stackLayer":"crm-distribution","source":"https://www.prnewswire.com/news-releases/vlocity-delivers-latest-release-of-vlocity-insurance-now-integrated-with-salesforce-financial-services-cloud-300717162.html","notes":"Vlocity's Sept 2018 integration announcement names Farmers Insurance as a carrier deploying Financial Services Cloud with Vlocity Insurance."},{"toolSlug":"zesty-ai","toolName":"Zesty.ai","stackLayer":"risk-imagery","source":"https://newsroom.farmers.com/2021-06-14-Farmers-Insurance-R-Adopts-Innovative-Technology-by-Zesty-ai-to-Increase-Homes-Eligible-for-Insurance-in-High-Wildfire-Risk-Areas-in-California","notes":"Farmers integrated Z-FIRE into California homeowners underwriting in June 2021, following California Department of Insurance approval — the first AI model ever approved by CDI for rating and underwriting. Positioned explicitly as increasing the number of homes eligible for insurance in high wildfire-risk areas."}],"newsSlugs":[]},{"slug":"frederick","displayName":"Frederick Mutual Insurance Company","country":"US","url":"https://phidea.eu/carriers/frederick","toolCount":3,"stackLayers":["underwriting-workstation","risk-imagery","policy-admin"],"deployments":[{"toolSlug":"britecore","toolName":"BriteCore","stackLayer":"policy-admin","source":"https://www.britecore.com/case-studies/frederick-mutual","notes":"Maryland mutual (founded 1843, third-oldest in MD). Launched BriteCore as core PAS in January 2021 after a three-week implementation of digital self-service; cited by BriteCore as flagship mid-size-mutual modernization reference."},{"toolSlug":"federato","toolName":"Federato","stackLayer":"underwriting-workstation","source":"https://www.federato.ai/articles/frederick-mutual-insurance-embarks-on-ai-powered-transformation-with-federato","notes":"Case study — Maryland-based US commercial-lines mutual carrier; Nancy Newmister CEO quoted; chose Federato for straight-through processing and real-time portfolio management."},{"toolSlug":"nearmap","toolName":"Nearmap","stackLayer":"risk-imagery","source":"https://www.nearmap.com/customer-stories/frederick-mutual-insurance-company","notes":"Early Betterview platform customer; CEO Nancy Newmister cited in the Nearmap customer story describing underwriting and claims impact."}],"newsSlugs":["federato-100m-series-d-goldman-sachs"]},{"slug":"guardian","displayName":"Guardian Life","country":"US","url":"https://phidea.eu/carriers/guardian","toolCount":3,"stackLayers":["document-processing","claims-admin","actuarial"],"deployments":[{"toolSlug":"atidot","toolName":"Atidot","stackLayer":"actuarial","source":"https://www.prnewswire.com/news-releases/guardian-and-atidot-partner-to-create-new-insurance-models-and-customer-experiences-using-artificial-intelligence-and-predictive-analytics-301256132.html","notes":"Announced March 2021 as a joint venture to deploy AI and ML across product development, underwriting, marketing and distribution; led on the Atidot side by CEO Dror Katzav."},{"toolSlug":"fineos","toolName":"FINEOS","stackLayer":"claims-admin","source":"https://www.prnewswire.com/news-releases/guardian-completes-integration-with-fineos-to-expand-digital-capabilities-and-deliver-a-simplified-leave-experience-302729175.html","notes":"Guardian deployed FINEOS AdminSuite for Employee Benefits across policy administration, customer billing, claims management and integrated absence management."},{"toolSlug":"hyperscience","toolName":"Hyperscience","stackLayer":"document-processing","source":"https://wikitia.com/wiki/Hyperscience","notes":null}],"newsSlugs":["hyperscience-gartner-mq-leader"]},{"slug":"guy-carpenter","displayName":"Guy Carpenter","country":"global","url":"https://phidea.eu/carriers/guy-carpenter","toolCount":3,"stackLayers":["data-platform","risk-imagery","reinsurance"],"deployments":[{"toolSlug":"akinova","toolName":"Akinova","stackLayer":"reinsurance","source":"https://www.artemis.bm/news/asset-manager-was-buyer-of-recent-parametric-cyber-risk-transfer-deal/","notes":"Guy Carpenter acted as broker on the December 2019 Hiscox cyber parametric trade — the first transaction executed on the Akinova platform."},{"toolSlug":"cybercube","toolName":"CyberCube","stackLayer":"data-platform","source":"https://www.cybcube.com/news/2018/04/guy-carpenter-licenses-first-of-its-kind-cyber-risk-modeling-platform-from-cybercube-following-strategic-alliance","notes":"Formal license agreement (2018) following a two-year strategic alliance; Guy Carpenter uses the stochastic cyber catastrophe model for reinsurance placement."},{"toolSlug":"iceye","toolName":"ICEYE","stackLayer":"risk-imagery","source":"https://www.artemis.bm/news/swiss-re-guy-carpenter-iceye-deliver-nyc-parametric-flood-insurance/","notes":"Broker on the NYC parametric community flood pilot (up to $1.1M in emergency funding per event to low- and moderate-income households), with ICEYE SAR data feeding the trigger alongside on-the-ground sensors to reduce basis risk."}],"newsSlugs":[]},{"slug":"heritage","displayName":"Heritage Insurance Holdings","country":"US","url":"https://phidea.eu/carriers/heritage","toolCount":3,"stackLayers":["conversational-ai","rating","policy-admin"],"deployments":[{"toolSlug":"akur8","toolName":"Akur8","stackLayer":"rating","source":"https://akur8.com/customers","notes":null},{"toolSlug":"guidewire-policycenter","toolName":"Guidewire PolicyCenter","stackLayer":"policy-admin","source":"https://www.guidewire.com/resources/blog/general-interest/unveiling-the-2025-guidewire-all-star-class","notes":"James Langille led validation of rating during Guidewire InsuranceSuite rollout for personal lines at Heritage."},{"toolSlug":"hi-marley","toolName":"Hi Marley","stackLayer":"conversational-ai","source":"https://www.himarley.com/customers","notes":"Heritage Insurance implemented Hi Marley Conversational FNOL in 6 weeks ahead of CAT season."}],"newsSlugs":["arius-akur8-acquisition"]},{"slug":"lemonade","displayName":"Lemonade","country":"US","url":"https://phidea.eu/carriers/lemonade","toolCount":3,"stackLayers":["damage-estimation","fraud-detection","underwriting-workstation"],"deployments":[{"toolSlug":"lemonade","toolName":"Lemonade","stackLayer":"underwriting-workstation","source":"https://investor.lemonade.com/news-and-events/news/news-details/2025/Lemonade-Announces-Successful-Renewal-of-Reinsurance-Program/default.aspx","notes":"Lemonade's wholly-owned U.S. admitted P&C insurance carrier, which underwrites renters, homeowners, and pet policies across U.S. states where Lemonade is licensed. Risk is reinsured under a global whole-account quota share program with Hannover Ruck SE, MAPFRE Re, and Swiss Reinsurance America Corporation; effective July 1, 2025 Lemonade reduced its ceded quota share proportion from approximately 55% to approximately 20% as its trailing-12-month loss ratio fell to 67%."},{"toolSlug":"mitchell-international","toolName":"Mitchell (Enlyte)","stackLayer":"damage-estimation","source":"https://www.mitchell.com/news/lemonade-selects-mitchells-solutions","notes":"Lemonade Car selected Mitchell for auto physical damage workflow + automation + total loss solutions, plus Mitchell's auto casualty injury solutions for both first- and third-party claims (announce..."},{"toolSlug":"verisk-claimsearch","toolName":"Verisk ClaimSearch","stackLayer":"fraud-detection","source":"https://www.verisk.com/company/newsroom/property-carriers-beat-fraud-with-new-prior-loss-images-in-verisks-iso-claimsearch","notes":"Press release — Verisk ISO ClaimSearch image matching adoption explicitly cites Lemonade alongside Hippo and Root."}],"newsSlugs":[]},{"slug":"msandad","displayName":"MS&AD Insurance Group","country":"JP","url":"https://phidea.eu/carriers/msandad","toolCount":3,"stackLayers":["fraud-detection","reinsurance","data-platform"],"deployments":[{"toolSlug":"akinova","toolName":"Akinova","stackLayer":"reinsurance","source":"https://www.artemis.bm/news/insurtech-akinova-gets-investment-from-hiscox-msad/","notes":"MS&AD Ventures, the venture arm of Japanese insurance holding company MS&AD, participated alongside Hiscox in Akinova's 2019 funding round as a strategic investor."},{"toolSlug":"jupiter-intelligence","toolName":"Jupiter Intelligence","stackLayer":"data-platform","source":"https://www.globenewswire.com/news-release/2020/07/29/2069481/0/en/Jupiter-Raises-Additional-Capital-from-Liberty-Mutual-MS-AD-and-SYSTEMIQ.html","notes":"MS&AD is named as both an investor and a customer; the July 2020 announcement cites MS&AD's launch of climate services in Japan built on Jupiter analytics. MS&AD also appears on Jupiter's public Partners page."},{"toolSlug":"shift-technology","toolName":"Shift Technology","stackLayer":"fraud-detection","source":"https://techcrunch.com/2021/05/05/shift-technology-raises-220m-at-a-1b-valuation-to-fight-insurance-fraud-with-ai/","notes":null}],"newsSlugs":[]},{"slug":"pacific","displayName":"Pacific Life","country":"US","url":"https://phidea.eu/carriers/pacific","toolCount":3,"stackLayers":["crm-distribution","actuarial"],"deployments":[{"toolSlug":"atidot","toolName":"Atidot","stackLayer":"actuarial","source":"https://www.businesswire.com/news/home/20200609005035/en/Pacific-Life-to-Optimize-Market-Penetration-with-Next-Generation-iPipelineAtidot-Analytics","notes":"Announced June 2020. Pacific Life selected iPipeline InsureSight with Atidot predictive models to analyse product and pricing changes against prior sales performance and industry data, covering producer group, producer, location and demographic dimensions."},{"toolSlug":"ipipeline","toolName":"iPipeline","stackLayer":"crm-distribution","source":"https://www.businesswire.com/news/home/20200609005035/en/Pacific-Life-to-Optimize-Market-Penetration-with-Next-Generation-iPipelineAtidot-Analytics","notes":"Pacific Life selected iPipeline's InsureSight case analytics + Atidot predictive models to analyze product/pricing impact across prior sales performance."},{"toolSlug":"salesforce-fsc-insurance","toolName":"Salesforce Financial Services Cloud for Insurance","stackLayer":"crm-distribution","source":"https://www.salesforce.com/news/press-releases/2019/05/30/pacific-life-partners-with-salesforce-for-digital-transformation/","notes":"Pacific Life selected Salesforce + MuleSoft AnyPoint Platform as the central customer data hub powering its U.S. retail businesses (May 2019 partnership announcement)."}],"newsSlugs":[]},{"slug":"skyward-specialty","displayName":"Skyward Specialty","country":"US","url":"https://phidea.eu/carriers/skyward-specialty","toolCount":3,"stackLayers":["claims-admin","underwriting-workstation"],"deployments":[{"toolSlug":"duck-creek-claims","toolName":"Duck Creek Claims","stackLayer":"claims-admin","source":"https://www.duckcreek.com/resources/?type=case-study","notes":"Skyward Specialty used Duck Creek Loss Control to improve loss ratios and customer satisfaction."},{"toolSlug":"gradient-ai","toolName":"Gradient AI","stackLayer":"underwriting-workstation","source":"https://www.gradientai.com/skyward-specialty-leverages-gradient-ai-to-offer-unique-stop-loss-solution","notes":"Publicly listed US specialty carrier (NASDAQ: SKWD) using Gradient AI's SAIL dataset to underwrite medical stop-loss."},{"toolSlug":"sixfold","toolName":"Sixfold","stackLayer":"underwriting-workstation","source":"https://fintech.global/2026/01/30/insurtech-firm-sixfold-secures-30m-to-advance-ai-underwriting/","notes":"Deployed across 11 underwriting teams; 35% average reduction in quote response time."}],"newsSlugs":[]},{"slug":"sompo","displayName":"Sompo","country":"JP","url":"https://phidea.eu/carriers/sompo","toolCount":3,"stackLayers":["data-platform","policy-admin","actuarial"],"deployments":[{"toolSlug":"guidewire-policycenter","toolName":"Guidewire PolicyCenter","stackLayer":"policy-admin","source":"https://www.guidewire.com/resources/blog/general-interest/unveiling-the-2025-guidewire-all-star-class","notes":"Christine Coira plays a critical role on beta teams for every Guidewire release."},{"toolSlug":"planck","toolName":"Planck","stackLayer":"data-platform","source":"https://techcrunch.com/2021/05/12/planck-the-insurance-data-analytics-platform-raises-20m-growth-round/","notes":null},{"toolSlug":"wtw-radar","toolName":"WTW Radar","stackLayer":"actuarial","source":"https://www.wtwco.com/en-ph/news/2025/09/wtw-and-sompo-announce-global-partnership-to-deploy-radar-for-its-non-life-insurance-services","notes":"Global partnership; Sompo Direct using Radar for auto insurance pricing since June 2025, expanding to Turkey and Southeast Asia."}],"newsSlugs":[]},{"slug":"state-national","displayName":"State National","country":"US","url":"https://phidea.eu/carriers/state-national","toolCount":3,"stackLayers":["underwriting-workstation"],"deployments":[{"toolSlug":"jetty","toolName":"Jetty","stackLayer":"underwriting-workstation","source":"https://www.jetty.com/faq/renter-faq/renters-insurance/how-do-jettys-renters-insurance-plans-work/","notes":"A-rated U.S. admitted P&C carrier (NAIC No. 12831, Bedford, TX), a subsidiary of Markel Group. State National is the policy-issuing carrier behind Jetty Protect renters insurance in all states except Florida; policy obligations are the sole responsibility of State National. Risk is placed through a fronting and reinsurance arrangement with Munich Re and Farmers Insurance Group affiliates. Jetty itself acts as MGA — it distributes, quotes, binds, and services policies but does not carry the balance-sheet risk."},{"toolSlug":"next-insurance","toolName":"NEXT Insurance","stackLayer":"underwriting-workstation","source":"https://www.nextinsurance.com/blog/insurance-carrier-press-release/","notes":"Markel-owned State National fronted NEXT's paper from launch and continues to provide admitted paper in states where Next Insurance US Company is not yet licensed. 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partnership renewed and extended in 2025 via a parametric ILS origination agreement."},{"toolSlug":"sixfold","toolName":"Sixfold","stackLayer":"underwriting-workstation","source":"https://fintech.global/2026/01/30/insurtech-firm-sixfold-secures-30m-to-advance-ai-underwriting/","notes":null}],"newsSlugs":[]},{"slug":"germania","displayName":"Germania Insurance","country":"US","url":"https://phidea.eu/carriers/germania","toolCount":2,"stackLayers":["risk-imagery"],"deployments":[{"toolSlug":"betterview","toolName":"Betterview","stackLayer":"risk-imagery","source":"https://www.nearmap.com/newsroom/germania-insurance-enhances-risk-assessment-with-the-betterview-platform","notes":"Press release — Texas-based US carrier; Betterview platform for risk assessment."},{"toolSlug":"nearmap","toolName":"Nearmap","stackLayer":"risk-imagery","source":"https://www.prnewswire.com/news-releases/germania-insurance-enhances-risk-assessment-with-the-betterview-platform-by-nearmap-302435213.html","notes":"Germania Insurance (Texas farm mutual) partnered with Nearmap Betterview platform for property risk assessment, inspections, and underwriting."}],"newsSlugs":[]},{"slug":"gore","displayName":"Gore Mutual","country":"CA","url":"https://phidea.eu/carriers/gore","toolCount":2,"stackLayers":["rating"],"deployments":[{"toolSlug":"akur8","toolName":"Akur8","stackLayer":"rating","source":"https://www.akur8.com/about","notes":null},{"toolSlug":"earnix","toolName":"Earnix","stackLayer":"rating","source":"https://earnix.com/our-customers/","notes":null}],"newsSlugs":["arius-akur8-acquisition"]},{"slug":"hai","displayName":"HAI Group","country":"US","url":"https://phidea.eu/carriers/hai","toolCount":2,"stackLayers":["risk-imagery","policy-admin"],"deployments":[{"toolSlug":"betterview","toolName":"Betterview","stackLayer":"risk-imagery","source":"https://www.nearmap.com/newsroom/hai-group-selects-betterview","notes":"Press release — US public housing authority insurance pool selected Betterview."},{"toolSlug":"oneshield","toolName":"OneShield Software","stackLayer":"policy-admin","source":"https://www.prnewswire.com/news-releases/hai-group-goes-live-on-oneshield-enterprise-platform-7-launching-general-liability-and-excess-products-302305926.html","notes":"Specialty carrier for public and affordable housing; 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Sponsor of the Cumulus Re parametric cloud outage catastrophe bond series structured by Parametrix: $13.75M in 2024 (Series 2024-1), $20M in 2025 (Series 2025-1), and $35M in 2026 (Cumulus Re III, 2026-27). HDI Group, Hannover Re's parent, also participated in Parametrix's December 2025 Series B through Hannover Digital Investments."}],"newsSlugs":[]},{"slug":"harford","displayName":"Harford Mutual Insurance Group","country":"US","url":"https://phidea.eu/carriers/harford","toolCount":2,"stackLayers":["risk-imagery","claims-admin"],"deployments":[{"toolSlug":"origami-risk","toolName":"Origami Risk","stackLayer":"claims-admin","source":"https://www.origamirisk.com/resources/insights/harford-mutual-insurance-group/","notes":"Harford Mutual replaced its legacy claims system with Origami Risk's multi-tenant SaaS P&C solution across 10 states and 10+ lines of business in 14 months; EY served as system integrator and One Inc handled payments. Harford later added Origami's billing platform."},{"toolSlug":"zesty-ai","toolName":"Zesty.ai","stackLayer":"risk-imagery","source":"https://zesty.ai/customer-stories","notes":"Harford Mutual Insurance Group selects ZestyAI Platform for its commercial portfolio."}],"newsSlugs":[]},{"slug":"hdfc-ergo-general","displayName":"HDFC ERGO General Insurance","country":"US","url":"https://phidea.eu/carriers/hdfc-ergo-general","toolCount":2,"stackLayers":["claims-admin","policy-admin"],"deployments":[{"toolSlug":"duck-creek-claims","toolName":"Duck Creek Claims","stackLayer":"claims-admin","source":"https://www.duckcreek.com/hdfc-case-study/","notes":"HDFC ERGO India partnered with Duck Creek for core system overhaul (non-US — for completeness)."},{"toolSlug":"xceedance","toolName":"Xceedance","stackLayer":"policy-admin","source":"https://www.businesswire.com/news/home/20240812076945/en/Xceedance-Onboarded-as-the-Strategic-Partner-of-HDFC-ERGO-to-Implement-Duck-Creeks-Full-Suite-of-SaaS-Core-Insurance-Delivery-Systems-in-India","notes":"Strategic partner for HDFC ERGO's full Duck Creek SaaS implementation in India, announced August 2024 — policy, claims, billing, data insights."}],"newsSlugs":[]},{"slug":"hdvi","displayName":"HDVI","country":"US","url":"https://phidea.eu/carriers/hdvi","toolCount":2,"stackLayers":["underwriting-workstation","rating"],"deployments":[{"toolSlug":"akur8","toolName":"Akur8","stackLayer":"rating","source":"https://www.akur8.com/resources/2024-annual-report","notes":"HDVI named in Akur8 customer roster as commercial trucking insurer."},{"toolSlug":"federato","toolName":"Federato","stackLayer":"underwriting-workstation","source":"https://www.federato.ai/articles/hdvi-powers-complex-data-workflows-and-builds-a-foundation-for-growth-agility-and-flexibility-with-federato-riskops","notes":"Case study — Continental US — telematics-based commercial trucking insurer; reduced quote time from 1 week to half a day with Federato."}],"newsSlugs":["federato-100m-series-d-goldman-sachs","arius-akur8-acquisition"]},{"slug":"hiscox-usa","displayName":"Hiscox USA","country":"US","url":"https://phidea.eu/carriers/hiscox-usa","toolCount":2,"stackLayers":["policy-admin","underwriting-workstation"],"deployments":[{"toolSlug":"convr","toolName":"Convr","stackLayer":"underwriting-workstation","source":"https://coverager.com/hiscox-to-adopt-convrs-digital-underwriting-platform/","notes":"Announced September 2021. Hiscox adopted d3 Risk 360 and d3 Answers to reduce losses, ensure premium adequacy, and cut submission-to-quote time by 70%."},{"toolSlug":"instec","toolName":"Instec","stackLayer":"policy-admin","source":"https://www.prweb.com/releases/hiscox_usa_implements_instec_quicksolver_to_support_entertainment_business/prweb12564617.htm","notes":"Replaced three legacy systems with Quicksolver to support entertainment industry commercial auto and multi-line policies; subsequently extended to workers' compensation in 2015."}],"newsSlugs":[]},{"slug":"hollard","displayName":"Hollard","country":"AU","url":"https://phidea.eu/carriers/hollard","toolCount":2,"stackLayers":["claims-admin","reinsurance"],"deployments":[{"toolSlug":"duck-creek-claims","toolName":"Duck Creek 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Insurance Group","country":"US","url":"https://phidea.eu/carriers/merchants","toolCount":2,"stackLayers":["crm-distribution","claims-admin"],"deployments":[{"toolSlug":"ask-kodiak","toolName":"Ask Kodiak","stackLayer":"crm-distribution","source":"https://www1.appliedsystems.com/en-us/news/press-releases/2025/merchants-insurance-group-connects-to-tarmika-and-ask-kodiak/","notes":"Merchants Insurance Group went live on Ask Kodiak in 2024 and on Tarmika in February 2025."},{"toolSlug":"clara-analytics","toolName":"CLARA Analytics","stackLayer":"claims-admin","source":"https://www.merchantsgroup.com/news/merchants-partners-with-clara-analytics-2025/","notes":"Merchants Insurance Group partnered with CLARA Analytics to increase operational efficiency and improve claims (Feb 2025)."}],"newsSlugs":[]},{"slug":"mosaic","displayName":"Mosaic Insurance","country":"BM","url":"https://phidea.eu/carriers/mosaic","toolCount":2,"stackLayers":["underwriting-workstation","policy-admin"],"deployments":[{"toolSlug":"sixfold","toolName":"Sixfold","stackLayer":"underwriting-workstation","source":"https://fintech.global/2026/01/30/insurtech-firm-sixfold-secures-30m-to-advance-ai-underwriting/","notes":null},{"toolSlug":"wns-insurance","toolName":"WNS Insurance Services","stackLayer":"policy-admin","source":"https://www.businesswire.com/news/home/20240618470586/en/Mosaic-Insurance-Partners-with-WNS-on-Future-ready-Operations-Model","notes":"Multi-year strategic partnership announced June 2024: WNS to provide underwriting and claims support, reinsurance processing, and finance and technology services to the Bermuda-headquartered specialty Syndicate-in-a-Box / Lloyd's-Box-aligned carrier."}],"newsSlugs":["wns-capgemini-acquisition-3-3b"]},{"slug":"mountain-west-farm-bureau","displayName":"Mountain West Farm 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Kate Stillwell became President of Jumpstart Parametric Insurance at Neptune. Jumpstart is now distributed through Neptune's agent portal alongside Neptune's primary/excess flood programme. Neptune's broader capacity panel includes AXA, Lloyd's of London, Transverse, and Somers Syndicate 3705."}],"newsSlugs":[]},{"slug":"new-york","displayName":"New York Life","country":"US","url":"https://phidea.eu/carriers/new-york","toolCount":2,"stackLayers":["crm-distribution","actuarial"],"deployments":[{"toolSlug":"fis-prophet","toolName":"FIS Prophet","stackLayer":"actuarial","source":"https://www.insuranceerm.com/content/awards/insuranceerm-annual-awards-2021-uk-and-europe/winners/best-actuarial-modelling-solution-of-the-year-fis-prophet.html","notes":"New York Life cited by FIS in Prophet corporate statements as a reference client. One of the largest US mutual life insurers."},{"toolSlug":"salesforce-fsc-insurance","toolName":"Salesforce Financial Services Cloud for Insurance","stackLayer":"crm-distribution","source":"https://www.globenewswire.com/news-release/2016/12/15/938416/0/en/New-York-Life-Selects-Vlocity-and-Salesforce-to-Enrich-Client-Relationships-and-Improve-Insurance-Agent-Effectiveness.html","notes":"NYL was both a Vlocity investor and an insurance customer selecting Vlocity Insurance on the Salesforce platform (Dec 2016)."}],"newsSlugs":[]},{"slug":"next","displayName":"NEXT Insurance","country":"US","url":"https://phidea.eu/carriers/next","toolCount":2,"stackLayers":["rating","risk-imagery"],"deployments":[{"toolSlug":"akur8","toolName":"Akur8","stackLayer":"rating","source":"https://akur8.com/customers","notes":null},{"toolSlug":"zesty-ai","toolName":"Zesty.ai","stackLayer":"risk-imagery","source":"https://zesty.ai/resource/next-insurance-property-wildfire-risk-insights","notes":"Small-commercial insurer; 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APIC collects monthly premiums and pays claims; TMUI administers the policies and manages claims on APIC's behalf. Some CarePlus plans are underwritten alternatively by Lemonade Insurance Company — policyholders verify their own carrier on the declarations page — but Trupanion/APIC is one of the two carrier partners behind the Chewy-branded program."}],"newsSlugs":[]},{"slug":"carvana-co","displayName":"Carvana Co.","country":"US","url":"https://phidea.eu/carriers/carvana-co","toolCount":1,"stackLayers":["underwriting-workstation"],"deployments":[{"toolSlug":"root-insurance","toolName":"Root Insurance","stackLayer":"underwriting-workstation","source":"https://ir.joinroot.com/news-releases/news-release-details/carvana-and-root-inc-exclusively-partner-develop-industry-first/","notes":"Exclusive embedded auto-insurance distribution partner announced August 11, 2021. 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Distribution channel rather than end-carrier deployment."}],"newsSlugs":[]},{"slug":"seatgeek","displayName":"SeatGeek","country":"US","url":"https://phidea.eu/carriers/seatgeek","toolCount":1,"stackLayers":["crm-distribution"],"deployments":[{"toolSlug":"cover-genius","toolName":"Cover Genius","stackLayer":"crm-distribution","source":"https://www.globenewswire.com/news-release/2022/07/25/2484820/0/en/Cover-Genius-Acquires-Booking-Protect-to-Expand-Reach-in-Ticketing-and-Live-Entertainment-Market.html","notes":"July 2022 acquisition of Booking Protect (UK-based ticket-protection MGA) brought live-entertainment clients including SeatGeek onto the XCover stack."}],"newsSlugs":[]},{"slug":"secura","displayName":"SECURA Insurance","country":"US","url":"https://phidea.eu/carriers/secura","toolCount":1,"stackLayers":["risk-imagery"],"deployments":[{"toolSlug":"betterview","toolName":"Betterview","stackLayer":"risk-imagery","source":"https://www.nearmap.com/newsroom/secura-selects-betterview-to-improve-risk-mitigation","notes":"Press release — Wisconsin-based US carrier; Betterview for risk mitigation."}],"newsSlugs":[]},{"slug":"securian-canada","displayName":"Securian Canada","country":"CA","url":"https://phidea.eu/carriers/securian-canada","toolCount":1,"stackLayers":["claims-admin"],"deployments":[{"toolSlug":"fineos","toolName":"FINEOS","stackLayer":"claims-admin","source":"https://www.businesswire.com/news/home/20240109272943/en/FINEOS-and-Securian-Canada-Achieve-Claims-Go-Live-in-Five-Months","notes":"FINEOS Claims went live in five months for Securian Canada's short-term and long-term disability programs."}],"newsSlugs":[]},{"slug":"security-health-plan-of-wisconsin","displayName":"Security Health Plan of Wisconsin","country":"US","url":"https://phidea.eu/carriers/security-health-plan-of-wisconsin","toolCount":1,"stackLayers":["compliance-regulatory"],"deployments":[{"toolSlug":"agentsync","toolName":"AgentSync","stackLayer":"compliance-regulatory","source":"https://agentsync.io/customers","notes":"Security Health Plan of Wisconsin grew membership by 800 new agents using AgentSync."}],"newsSlugs":[]},{"slug":"seguros-banorte","displayName":"Seguros Banorte","country":"MX","url":"https://phidea.eu/carriers/seguros-banorte","toolCount":1,"stackLayers":["fraud-detection"],"deployments":[{"toolSlug":"shift-technology","toolName":"Shift Technology","stackLayer":"fraud-detection","source":"https://www.shift-technology.com/resources/news/seguros-banorte-selects-shift-technology-for-fraud-detection","notes":"Leading Mexican insurer; deployed Force for auto insurance fraud detection (2020)."}],"newsSlugs":[]},{"slug":"seguros-el-guila","displayName":"Seguros El Águila","country":"MX","url":"https://phidea.eu/carriers/seguros-el-guila","toolCount":1,"stackLayers":["fraud-detection"],"deployments":[{"toolSlug":"friss","toolName":"FRISS","stackLayer":"fraud-detection","source":"https://www.friss.com/customer-stories/seguros-el-aguila","notes":"Mexican insurer; FRISS analytics customised for the local market (75% false-positive reduction)."}],"newsSlugs":[]},{"slug":"seguros-el-roble","displayName":"Seguros El Roble","country":"GT","url":"https://phidea.eu/carriers/seguros-el-roble","toolCount":1,"stackLayers":["fraud-detection"],"deployments":[{"toolSlug":"friss","toolName":"FRISS","stackLayer":"fraud-detection","source":"https://www.friss.com/customer-stories/seguros-el-roble-success-story","notes":"Central America's largest private insurer; FRISS Claims Analytics (45 → 15 minute handling)."}],"newsSlugs":[]},{"slug":"seguros-rga","displayName":"Seguros RGA","country":"es","url":"https://phidea.eu/carriers/seguros-rga","toolCount":1,"stackLayers":["actuarial"],"deployments":[{"toolSlug":"moodys-axis","toolName":"Moody's AXIS","stackLayer":"actuarial","source":"https://www.moodys.com/web/en/us/insights/insurance/seguros-rga-selects-moody-s-analytics.html","notes":"Selected AXIS alongside RiskIntegrity for IFRS 17. 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(AUL), the Bermuda MGU launched in November 2021 to originate parametric reinsurance through fronting carriers."}],"newsSlugs":[]},{"slug":"signal-indemnity-association","displayName":"Signal Mutual Indemnity Association","country":"US","url":"https://phidea.eu/carriers/signal-indemnity-association","toolCount":1,"stackLayers":["underwriting-workstation"],"deployments":[{"toolSlug":"gradient-ai","toolName":"Gradient AI","stackLayer":"underwriting-workstation","source":"https://www.insurancebusinessmag.com/us/news/workers-comp/gradient-ai-partners-with-signal-mutual-indemnity-association-446994.aspx","notes":"Largest self-insured provider of US Longshore and Harbor Workers' Compensation benefits. Selected Gradient AI in May 2023 for claims triage and reserves setting."}],"newsSlugs":[]},{"slug":"simplisafe","displayName":"SimpliSafe","country":"US","url":"https://phidea.eu/carriers/simplisafe","toolCount":1,"stackLayers":["underwriting-workstation"],"deployments":[{"toolSlug":"hippo-insurance","toolName":"Hippo Insurance","stackLayer":"underwriting-workstation","source":"https://www.businesswire.com/news/home/20200331005230/en/Hippo-Insurance-and-SimpliSafe-Partner-to-Offer-Homeowners-Insurance-Policy-with-Home-Alarm-Devices-and-Accompanying-Professional-Monitoring-Capabilities","notes":"Partnership announced March 31, 2020 to offer Hippo homeowners policies bundled with SimpliSafe's home alarm devices and professionally monitored security. Not a carrier: a smart-home hardware and monitoring partner. Policyholders installing qualifying SimpliSafe equipment receive a Hippo Smart Home premium discount (typically 10–13%)."}],"newsSlugs":[]},{"slug":"simply-business","displayName":"Simply Business","country":"US","url":"https://phidea.eu/carriers/simply-business","toolCount":1,"stackLayers":["underwriting-workstation"],"deployments":[{"toolSlug":"appulate","toolName":"Appulate","stackLayer":"underwriting-workstation","source":"https://blog.appulate.com/simply-business-to-offer-general-liability-insurance-on-appulates-commercial-lines-quoting-platform","notes":"June 2023 announcement. Harborway joined the Appulate carrier panel as a GL provider."}],"newsSlugs":[]},{"slug":"singlife-with-aviva","displayName":"Singlife with Aviva","country":"SG","url":"https://phidea.eu/carriers/singlife-with-aviva","toolCount":1,"stackLayers":["actuarial"],"deployments":[{"toolSlug":"fis-prophet","toolName":"FIS Prophet","stackLayer":"actuarial","source":"https://www.prophet-web.com/successes/singlife-with-aviva/","notes":"Singapore life insurer using FIS Insurance Risk Suite (Prophet) with the inbuilt distributed database and integrated data management solution; featured in FIS's own Prophet Web customer success stories."}],"newsSlugs":[]},{"slug":"siriuspoint-america","displayName":"SiriusPoint America Insurance Company","country":"US","url":"https://phidea.eu/carriers/siriuspoint-america","toolCount":1,"stackLayers":["underwriting-workstation"],"deployments":[{"toolSlug":"pie-insurance","toolName":"Pie Insurance","stackLayer":"underwriting-workstation","source":"https://www.insurancejournal.com/news/national/2023/02/03/705870.htm","notes":"From 2017 to 2023 Pie wrote business as an MGA on SiriusPoint America paper. SiriusPoint remains a capital partner of Pie Carrier Holdings and continues to provide reinsurance capacity."}],"newsSlugs":[]},{"slug":"society","displayName":"Society Insurance","country":"US","url":"https://phidea.eu/carriers/society","toolCount":1,"stackLayers":["claims-admin"],"deployments":[{"toolSlug":"duck-creek-claims","toolName":"Duck Creek Claims","stackLayer":"claims-admin","source":"https://www.duckcreek.com/resources/?type=case-study","notes":"Society Insurance achieved 230% ROI by implementing Duck Creek Loss Control."}],"newsSlugs":[]},{"slug":"somers-syndicate","displayName":"Somers Syndicate","country":"UK","url":"https://phidea.eu/carriers/somers-syndicate","toolCount":1,"stackLayers":["reinsurance"],"deployments":[{"toolSlug":"arbol","toolName":"Arbol","stackLayer":"reinsurance","source":"https://www.artemis.bm/news/arbol-rolls-out-new-wildfire-parametric-product-for-western-us-states/","notes":"Lloyd's syndicate backing Arbol's parametric wildfire product (launched September 2025) for California, Colorado, Arizona and other Western US states, with limits up to $10M per property."}],"newsSlugs":[]},{"slug":"southern-farm-bureau","displayName":"Southern Farm Bureau Life Insurance Company","country":"US","url":"https://phidea.eu/carriers/southern-farm-bureau","toolCount":1,"stackLayers":["crm-distribution"],"deployments":[{"toolSlug":"ipipeline","toolName":"iPipeline","stackLayer":"crm-distribution","source":"https://ipipeline.com/customer-quote-sfbli","notes":"Customer quote — Mississippi-based US life carrier deployed iPipeline AlphaTrust e-Sign."}],"newsSlugs":[]},{"slug":"southern-oak","displayName":"Southern Oak Insurance","country":"US","url":"https://phidea.eu/carriers/southern-oak","toolCount":1,"stackLayers":["risk-imagery"],"deployments":[{"toolSlug":"zesty-ai","toolName":"Zesty.ai","stackLayer":"risk-imagery","source":"https://zesty.ai/customer-stories","notes":"Southern Oak expanded use of ZestyAI after nine months of proven impact."}],"newsSlugs":[]},{"slug":"southern-trust","displayName":"Southern Trust Insurance Company","country":"US","url":"https://phidea.eu/carriers/southern-trust","toolCount":1,"stackLayers":["risk-imagery"],"deployments":[{"toolSlug":"betterview","toolName":"Betterview","stackLayer":"risk-imagery","source":"https://www.nearmap.com/newsroom/southern-trust-insurance-chooses-betterview-to-reduce-expenses-and-property-loss","notes":"Press release — Georgia-based US carrier selected Betterview to reduce expenses."}],"newsSlugs":[]},{"slug":"spinnaker","displayName":"Spinnaker Insurance Company","country":"US","url":"https://phidea.eu/carriers/spinnaker","toolCount":1,"stackLayers":["underwriting-workstation"],"deployments":[{"toolSlug":"hippo-insurance","toolName":"Hippo Insurance","stackLayer":"underwriting-workstation","source":"https://www.insurancejournal.com/news/national/2020/09/01/580910.htm","notes":"Acquired by Hippo in September 2020; A- (Excellent) A.M. Best rated national P&C carrier licensed in all 50 states and DC. Operates as Hippo's in-house underwriting carrier plus program/fronting business for third parties. Spinnaker generally cedes 80% to 100% of premiums on a program-by-program basis to quota share reinsurers, retaining policy administration and claims handling."}],"newsSlugs":[]},{"slug":"squarerisk","displayName":"SquareRisk","country":"US","url":"https://phidea.eu/carriers/squarerisk","toolCount":1,"stackLayers":["crm-distribution"],"deployments":[{"toolSlug":"bold-penguin","toolName":"Bold Penguin","stackLayer":"crm-distribution","source":"https://www.boldpenguin.com/news/bold-penguin-acquires-squarerisk-expanding-e-s-and-specialty-markets-while-adding-digital-wholesale-operations","notes":"Bold Penguin acquired SquareRisk in Oct 2025 — adds 45+ specialty carriers/MGAs to platform."}],"newsSlugs":[]},{"slug":"starr","displayName":"Starr","country":"US","url":"https://phidea.eu/carriers/starr","toolCount":1,"stackLayers":["underwriting-workstation"],"deployments":[{"toolSlug":"cytora","toolName":"Cytora","stackLayer":"underwriting-workstation","source":"https://techcrunch.com/2019/04/16/cytora/","notes":null}],"newsSlugs":[]},{"slug":"steele-traill-county-co","displayName":"Steele Traill County Mutual Insurance Co.","country":"US","url":"https://phidea.eu/carriers/steele-traill-county-co","toolCount":1,"stackLayers":["policy-admin"],"deployments":[{"toolSlug":"britecore","toolName":"BriteCore","stackLayer":"policy-admin","source":"https://www.globenewswire.com/en/news-release/2022/02/16/2386482/0/en/New-Mutual-Insurers-Select-BriteCore-to-Increase-Operational-Efficiency-and-Improve-User-Experience.html","notes":"North Dakota mutual. 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